Compare car insurance quotes in St. John's for free.

On average, St. John's drivers save hundreds of dollars per year by comparing quotes with us.

Get 30+ quotes in 3 minutes.

We can help you find cheap car insurance in St. John's.

St. John's is the final stop along the eastern half of the Trans-Canada Highway, which is called the Outer Ring Road by local drivers and exits to seven of St. John's largest streets. The off-ramps let you travel to different neighbourhoods with relative ease, but drivers should keep their GPS set up anyway: some St. John's roads don't follow a grid plan.

Drivers also have to contend with the city's many one-way streets, which often approach intersections at sharp angles. But wherever you're driving in St.John's, you need to have a great auto insurance plan. At, you can find the most competitive car insurance quotes from all the top providers — just like that.

How comparing auto insurance works. Hint: It’s free!

Enter your information

Enter your information.

Compare quotes

Compare 30+ quotes in less than 3 minutes.

Purchase your policy

Secure your rate by talking to a licensed broker.

Focus on

Driving in St. John's.

Most popular cars in St. John's.

The most popular car brands in St. John's come as no surprise:

Popular Brands

  1. Honda
  2. Toyota
  3. Chevrolet
  4. Hyundai
  5. Ford

Who shops for auto insurance in St. John's?

In St. John's, there are nearly three times as many men shopping online for car insurance as there are women shopping. According to our data, anyway:

Gender of our users


Average Age


years old

Tickets & Accidents

Have Tickets
Have Had Accidents

Your questions about driving in St. John's, answered.

Looking for more auto insurance info? Check out our Help Centre.

Facts and myths about driving in St. John's


  • Water Street, running along the St. John's Harbour, is considered the oldest street in North America. In today's St. John's, the street is the city's hub of business activity.
  • St. John's International Airport is a quick 10-minute drive northwest of the downtown core. It's said to be the 2nd busiest airport in Atlantic Canada, after Halifax.
  • The St. John's Maple Leafs were located in town as the AHL affiliate of the Toronto Maple Leafs. But the team relocated to Toronto during the 2004 – 2005 AHL season and installed a permanent tenant at Ricoh Coliseum in Toronto. Coincidentally, the move occurred during the locked-out NHL season.
  • The Republic of Doyle is filmed in St. John's, the primary setting for the Canadian TV show starring Allan Hawco.


  • St. John's is hard to get to because the city's located on an island. False. Marine Atlantic runs daily ferries between North Sydney, Nova Scotia, and Port aux Basques in southwestern Newfoundland. These ferries let drivers transport their cars to the island, then they can commute to St. John's from the drop-off point.
  • Travelling to St. John's can be challenging due to the weather. False. Most travel bloggers say unpredictable weather in Calgary and other western cities is far more challenging than the weather in St. John's.
  • Signal Hill and Cabot Tower are haunted by the ghosts of historic explorers. False. The two sites were visited by explorers, pirates, and other adventurers once upon a time, but the ghost rumours are folklore used to support tourism across the city.

St. John's driving tips

  1. Navigate Holloway Street carefully between Water and Gower Streets. The St. John's Public Works department says Holloway Street is the most difficult road for drivers, especially in the winter. It's one of the steepest streets in the city and shares a busy, yet sharp intersection with Duckworth Street.
  2. Keep an eye out for cyclists in St. John's. In 2009, the city launched the St. John's Cycling Master Plan, a municipal plan to add 43 km of designated bike lanes across St John's. The city hopes thousands of cyclists will use the new bike lanes every day, contributing to the region's goal of reducing CO2 emissions.
  3. Watch out for moose wandering along the Outer Ring Road. Many parts of Newfoundland and Labrador are populated by moose, and these large animals are known to wander onto nearby highways. Drivers who hit a moose at speed are unlikely to live to tell the tale.

Auto insurance news

Read More Like This