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Learn more about TD Insurance's auto coverage

TD Insurance is the largest direct-response home and auto insurance group in the country and one of the top three personal home and auto insurance groups in Canada.

TD Insurance, which for many years was known as Meloche, became the sole Canadian brokerage firm to own both brokerage and underwriting entities, and in 1991 the company was renamed Meloche Monnex Inc. In 2000, with offices located across Canada, the company became a member of the TD Bank Group and was renamed TD Insurance.

The company offers products for home, auto, life, travel and life insurance needs.

 

 

Other types of insurance offered by TD Insurance

As one of the largest financial institutions in Canada, TD Insurance offers many insurance products beyond car insurance.

For homeowners, TD offers its “Million Dollar Solution” plan, which gives clients a single flexible coverage amount that is paid out and can be used for many things, from rebuilds to the replacement of your personal effects.

There is also the traditional all-risks policy that covers named perils as well as enhancements such as:

  • Family coverage: This product protects the costs incurred due to events like cyberbullying. It also provides coverage (liability and contents) for parents living in nursing homes.

  • Eco-efficient rebuilds: Coverage that allows for eco-efficient upgrades after a covered loss.

  • Claims forgiveness: When your policy renews, you won’t see an increase after your first claim.

  • Other enhancements: For items like fine art or jewelry that require additional coverage.

Condo: TD extends home insurance coverage to condo owners.

Tenant: Protects your liability and personal belongings.

Travel: Depending on your travel schedule, TD offers medical plans that can be purchased as a one-off for single trips or yearly if you are a frequent traveller.

Life: This protects loved ones in case of death and can pay for such things as a funeral or help them with financial hardships during a difficult time.

Accident and health: This protects you or your family in case you suffer a covered critical accident or disability, injury or even death.

Small business: You can get customized service coverage for your small business with Commercial Auto, Commercial Property and Commercial General Liability Insurance.

TD protection plans: This offers protection for a mortgage, credit card, loan, or small business credit protection should you experience a covered event.

TD Insurance offers its customers a one-stop shop for auto claims and repairs. The TD Insurance Auto Centre allows you to file a claim, drop off your vehicle, get an appraisal, repair, and, if needed, rent a car – all at one location. Also, you only deal with one contact throughout the claims process – the TD Insurance adjuster onsite assigned to the claim.

Another convenience offered to customers is the TD MyInsurance app. The app gives customers the freedom to change policies, add or change vehicles and drivers, update billing and access documents from their couch. You can even download a digital pink card to your phone — no more searching for it in your glove compartment.

TD Insurance discounts

Discounts

There are a whole host of discounts you can apply for when signing up with TD insurance. These discounts can be applied to all kinds of vehicles, from ATVs to motorcycles and more.

Depending on your needs, your driving habits and safety record, you can access different discounts such as:

  • Multi-product discounts for bundling your home and auto insurance policies
  • Multi-vehicle discounts for insuring two or more vehicles
  • Discounts for IBC-recognized hybrid or electric vehicles
  • Increase your auto insurance deductibles
  • Consider removing collision coverage from older vehicles
  • Maintain an excellent driving record by remaining claims-free and conviction-free
  • 10% discounts when you receive a quote and buy insurance online
  • Group discounts if you are a member of an alumni, employer group or professional association

Join the millions of Canadians saving money on auto insurance

The first rule of saving money is to shop around for the best price. Make sure you’re not overpaying for car insurance by comparing insurance providers before you settle on one. LowestRates.ca makes comparing multiple auto insurance companies a snap. We don’t sell insurance — we’re completely independent — but we can show you which insurer is offering the lowest price. Just enter your postal code and in 3 minutes we’ll show you rates from 50+ Canadian insurance providers. Best of all? It’s free.

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What people say after comparing rates on LowestRates.ca:

September 16
Website is easy to use with quick and easy follow up
Website was simple and easy to use. The follow up with a live representative was...
Luc Dumouchel
September 12
the agent was very friendly and helpful
the agent was very friendly and helpful
Juerg Schmutz
September 8
Fantastic job
Fantastic job
Fikremariam Mengesha
September 4
Jen was super supportive and…
Jen was super supportive and knowledgeable and took the time to explain everythi...
Gail Chambers
September 3
Friendly and reliable
Friendly, efficient and reliable information was fgiven by the agent
Nondescfipt
September 2
Efficient service with excellent…explanations.
Efficient service with excellent explanations.Will definitely recommend you to f...
Norman Hunt
August 31
Great customer service
It felt like the person on the other side of the phone was going above to find m...
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August 31
The agent Mike Jericho was very helpful…
The agent Mike Jericho was very helpful & did his best to get us the best quotes...
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August 31
Very quick follow up and prompt advice
Very quick follow up and prompt advice
Alice Fonseca
August 30
Well when I was in grade school back in the early 60s if I listened and behave and did my homework for the teacher, I would get a gold star! the representative name David that helped today, gets a 🌟
Awesome work David
Reese Moyan
August 29
GREAT COMPANY!
I have nothing bad to say about this company…I put in all my information and I...
Mike Smith
August 28
Very Helpful
Easy to go over details of renewal
Brian Laderoute
August 28
I had a positive experience withhe…
I had a positive experience with the company that would be able to help me.
Beverley
August 27
Most detailed application
Most detailed application. Connected me with my new broker efficiently.
Tom H
August 27
Good and polite service
Good and polite service
Imran Ghafoor
August 19
Program efficiency
The program is user friendly, and information is helpful.
Yanling Sun
August 18
friendly, fair prices and time efficient
Sandra, Robert and the price per month! Wonderful
Shannon Carter
August 8
I got all the information I needed to…
I got all the information I needed to make a quick decision. The agent is knowle...
Denis Fernandes
August 4
Quick n easy
Quick n easy
Terry
August 2
Easy and fast
Easy and fast
Chealsey
July 31
Professional People
Professional People
Analyn Abendan
July 29
Quick response and reply to my messages
Quick response and reply to my messages
David
July 27
Fast response and found a lower rate.
Fast response and found a lower rate.
William Clifford
July 19
Saved over $700
Saved over $700. That says it all.
Tim
July 17
Quick and easy
Quick and easy. Very helpful broker
Peter Deeprose
July 11
Professional all the way!
They were able to find the right coverage at the right price in a short time. P...
Jeff
July 7
The name says it all
The name says it all, lowest rates available and very professional service. 5 st...
Adam Koester

*LowestRates.ca is not an insurance brokerage.

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CustomerLocationVehicleLowest rateAverage rateSaved
Quote from September 16, 2024
Customer
Male, 49 years old
Location
alberta
Vehicle
2024 TOYOTA RAV4 XLE 4DR AWD
Lowest Rate
$253/mth
$3,030/yr
Average Rate
$329/mth
$3,943/yr
Saved
$76/mth
23.15%
Quote from September 16, 2024
Customer
Male, 29 years old
Location
ontario
Vehicle
2023 NISSAN ROGUE S 4DR AWD
Lowest Rate
$359/mth
$4,311/yr
Average Rate
$465/mth
$5,579/yr
Saved
$106/mth
22.73%
Quote from September 16, 2024
Customer
Female, 32 years old
Location
ontario
Vehicle
2021 TOYOTA RAV4 LE 4DR AWD
Lowest Rate
$372/mth
$4,462/yr
Average Rate
$519/mth
$6,226/yr
Saved
$147/mth
28.33%

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Joel Kranc

Joel Kranc

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Joel Kranc is an award-winning writer, author and journalist.

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