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Learn more about TD Insurance's auto coverage

TD Insurance is the largest direct-response home and auto insurance group in the country and one of the top three personal home and auto insurance groups in Canada.

TD Insurance, which for many years was known as Meloche, became the sole Canadian brokerage firm to own both brokerage and underwriting entities, and in 1991 the company was renamed Meloche Monnex Inc. In 2000, with offices located across Canada, the company became a member of the TD Bank Group and was renamed TD Insurance.

The company offers products for home, auto, life, travel and life insurance needs.



Other types of insurance offered by TD Insurance

As one of the largest financial institutions in Canada, TD Insurance offers many insurance products beyond car insurance.

For homeowners, TD offers its “Million Dollar Solution” plan, which gives clients a single flexible coverage amount that is paid out and can be used for many things, from rebuilds to the replacement of your personal effects.

There is also the traditional all-risks policy that covers named perils as well as enhancements such as:

  • Family coverage: This product protects the costs incurred due to events like cyberbullying. It also provides coverage (liability and contents) for parents living in nursing homes.

  • Eco-efficient rebuilds: Coverage that allows for eco-efficient upgrades after a covered loss.

  • Claims forgiveness: When your policy renews, you won’t see an increase after your first claim.

  • Other enhancements: For items like fine art or jewelry that require additional coverage.

Condo: TD extends home insurance coverage to condo owners.

Tenant: Protects your liability and personal belongings.

Travel: Depending on your travel schedule, TD offers medical plans that can be purchased as a one-off for single trips or yearly if you are a frequent traveller.

Life: This protects loved ones in case of death and can pay for such things as a funeral or help them with financial hardships during a difficult time.

Accident and health: This protects you or your family in case you suffer a covered critical accident or disability, injury or even death.

Small business: You can get customized service coverage for your small business with Commercial Auto, Commercial Property and Commercial General Liability Insurance.

TD protection plans: This offers protection for a mortgage, credit card, loan, or small business credit protection should you experience a covered event.

TD Insurance offers its customers a one-stop shop for auto claims and repairs. The TD Insurance Auto Centre allows you to file a claim, drop off your vehicle, get an appraisal, repair, and, if needed, rent a car – all at one location. Also, you only deal with one contact throughout the claims process – the TD Insurance adjuster onsite assigned to the claim.

Another convenience offered to customers is the TD MyInsurance app. The app gives customers the freedom to change policies, add or change vehicles and drivers, update billing and access documents from their couch. You can even download a digital pink card to your phone — no more searching for it in your glove compartment.

TD Insurance discounts


There are a whole host of discounts you can apply for when signing up with TD insurance. These discounts can be applied to all kinds of vehicles, from ATVs to motorcycles and more.

Depending on your needs, your driving habits and safety record, you can access different discounts such as:

  • Multi-product discounts for bundling your home and auto insurance policies
  • Multi-vehicle discounts for insuring two or more vehicles
  • Discounts for IBC-recognized hybrid or electric vehicles
  • Increase your auto insurance deductibles
  • Consider removing collision coverage from older vehicles
  • Maintain an excellent driving record by remaining claims-free and conviction-free
  • 10% discounts when you receive a quote and buy insurance online
  • Group discounts if you are a member of an alumni, employer group or professional association

Join the millions of Canadians saving money on auto insurance

The first rule of saving money is to shop around for the best price. Make sure you’re not overpaying for car insurance by comparing insurance providers before you settle on one. makes comparing multiple auto insurance companies a snap. We don’t sell insurance — we’re completely independent — but we can show you which insurer is offering the lowest price. Just enter your postal code and in 3 minutes we’ll show you rates from 50+ Canadian insurance providers. Best of all? It’s free.

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What people say after comparing rates on

April 22
Your agent Nathan was amazing and so…
Your agent Nathan was amazing and so helpful.
Alecia O'Brien
April 19
Prompt response
Prompt response. Good info to make a decision. Helpfull that info was sent to ...
Margaret Bird
April 19
Sean was easy to talk too and very…
Sean was easy to talk too and very informative.
April 19
Good job
The staff was helpful and knew what were doing.
Franziska Pedersen
April 17
Good pricing
Pleasant broker and helpful
April 17
filled out form online less than 5mins…
filled out form online less than 5mins called right away and setup call with bro...
April 16
The Agent was very kind and helpful!
The Agent was very kind and helpful!
Istvan Kiraly
April 16
Great customer care she is good 👍
Great customer care she is good 👍
Anthony Odia
April 15
Simple and clear!!
Fast response ! Friendly knowledgeable staff!
Kent Fewer
April 15
great rep provided all the information…
great rep provided all the information I needed to make an informed choice
April 12
After I got the quotes somebody…
After I got the quotes somebody followed up with me and put me trough with an ag...
Stefan Ciucas
April 12
fast responce
fast responce, great people to talk to explaining everything, What a Great web s...
Larry Rowthorn
April 9
Very helpful advice and great overall…
Very helpful advice and great overall service.
April 6
Easy to deal with and very helpful
Very easy, good use of technology and customer follow up was awesome
Steve Miller
April 6
Easy and friendly process.
Easy and friendly process.
April 5
So good service ,,
So good service ,,, Tammy service me so so good
Son Nguyen
April 5
Very good service.
Very good service.
Tanya Neufeld Eckert
March 30
easy to work with…
easy to work with and find what I needed fast.
Pierre Duprey
March 25
Immediate response
Immediate response
Donald Henderson
March 6
Very helpful team !
Very helpful team !
Shivali Patel
February 15
Super fast seriously half the price!
Super fast seriously half the price of my previous broker. I worked with Khadija...
N. Gul
January 31
Representative was extremely helpful…
Representative was extremely helpful and was able to assist in all our needs.
Laura Dunsford
January 19
I was treated very well
I was treated very well, the person that was helping me was very helpful and fou...
Tim Bob
January 18
Great service
The response to my inquiry was quick. I received a phone call a few hours later ...
Sherri Leclerc
December 4
Quick turnaround
Quick turnaround, I am really happy with the process so far.
Breno Mendonca
November 11
process was easy and professional
The process was easy and professional
James Robichaud
November 1
The young man was very courteous and…
The young man was very courteous and professional. We didn't qualify due to low...
Teresa Penning
October 26
Quick and friendly response.
Quick and friendly response.
Dan Rochon Rochon

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Joel Kranc

Joel Kranc

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Joel Kranc is an award-winning writer, author and journalist.

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