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What our users say:

April 22
Your agent Nathan was amazing and so…
Your agent Nathan was amazing and so helpful.
Alecia O'Brien
April 19
Prompt response
Prompt response. Good info to make a decision. Helpfull that info was sent to ...
Margaret Bird
April 19
Sean was easy to talk too and very…
Sean was easy to talk too and very informative.
April 19
Good job
The staff was helpful and knew what were doing.
Franziska Pedersen
April 17
Good pricing
Pleasant broker and helpful
April 17
filled out form online less than 5mins…
filled out form online less than 5mins called right away and setup call with bro...
April 16
The Agent was very kind and helpful!
The Agent was very kind and helpful!
Istvan Kiraly
April 16
Great customer care she is good 👍
Great customer care she is good 👍
Anthony Odia
April 15
Simple and clear!!
Fast response ! Friendly knowledgeable staff!
Kent Fewer
April 15
great rep provided all the information…
great rep provided all the information I needed to make an informed choice
April 12
After I got the quotes somebody…
After I got the quotes somebody followed up with me and put me trough with an ag...
Stefan Ciucas
April 12
fast responce
fast responce, great people to talk to explaining everything, What a Great web s...
Larry Rowthorn
April 9
Very helpful advice and great overall…
Very helpful advice and great overall service.
April 6
Easy to deal with and very helpful
Very easy, good use of technology and customer follow up was awesome
Steve Miller
April 6
Easy and friendly process.
Easy and friendly process.
April 5
So good service ,,
So good service ,,, Tammy service me so so good
Son Nguyen
April 5
Very good service.
Very good service.
Tanya Neufeld Eckert
March 30
easy to work with…
easy to work with and find what I needed fast.
Pierre Duprey
March 25
Immediate response
Immediate response
Donald Henderson
March 6
Very helpful team !
Very helpful team !
Shivali Patel
February 15
Super fast seriously half the price!
Super fast seriously half the price of my previous broker. I worked with Khadija...
N. Gul
January 31
Representative was extremely helpful…
Representative was extremely helpful and was able to assist in all our needs.
Laura Dunsford
January 19
I was treated very well
I was treated very well, the person that was helping me was very helpful and fou...
Tim Bob
January 18
Great service
The response to my inquiry was quick. I received a phone call a few hours later ...
Sherri Leclerc
December 4
Quick turnaround
Quick turnaround, I am really happy with the process so far.
Breno Mendonca
November 11
process was easy and professional
The process was easy and professional
James Robichaud
November 1
The young man was very courteous and…
The young man was very courteous and professional. We didn't qualify due to low...
Teresa Penning
October 26
Quick and friendly response.
Quick and friendly response.
Dan Rochon Rochon

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When you find the best quote, secure your Terrebonne auto insurance rate by talking to a licensed broker or agent.

We can help you find cheap car insurance in Terrebonne. compares the car insurance market in Terrebonne so you can get the cheapest car insurance quotes from the top car insurance companies serving Quebec. Whether you’re a daily commuter or a weekend driver, can help you find affordable car insurance in Terrebonne to suit your needs.

All it takes is a few minutes. Simply enter your postal code and a little bit of information about your vehicle, and we’ll find you the cheapest available quote and connect you with a Terrebonne car insurance broker who can help you secure the new rate.

Compare Terrebonne auto insurance rates, find the lowest one, and hit the road. Just like that.

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See how our customers in Terrebonne save big on auto insurance.

CustomerLocationVehicleLowest rateAverage rateSaved
Quote from April 22, 2024
Male, 21 years old
Lowest Rate
Average Rate
Quote from April 22, 2024
Male, 21 years old
Lowest Rate
Average Rate
Quote from April 22, 2024
Female, 48 years old
Lowest Rate
Average Rate

Auto insurance quotes are compared from CAA, Coachman Insurance Company, Economical Insurance, Gore Mutual, Onlia Insurance, Pafco, Pembridge, SGI, Travelers, Zenith Insurance Company

Focus on

Driving in Terrebonne.

Most popular cars in Terrebonne

When it comes to cars, Terrebonne drivers’ preferences cover a wide range of auto brands. Here are the most popular car brands among those living in Terrebonne, based on data from

Popular Brands

  1. Hyundai
  2. Subaru
  3. Toyota
  4. Jeep
  5. Volkswagen

Who shops for auto insurance quotes in Terrebonne?

According to our data, here's who's shopping for car insurance in Terrebonne.

Gender of our users


Average Age


years old

Tickets & Accidents

Have Tickets
Have Had Accidents

What can I do to get cheap car insurance in Terrebonne?

It's easy — if you know how. Here are some of the best ways to lower your auto insurance premiums:

Shop around

We'll show you the most competitive rates from all the top insurers. Now you can compare quotes all in one place.

Buy the right coverage

Avoiding extra frills in your policy and paying for only the coverage you need will lower your premiums.

Drive responsibly

Your driving record impacts your rate. Fewer infractions and fines equals cheaper insurance.

Pay on time

Prompt payments can save you money on late fees and lower your premiums. Insurers love a good customer.

Bundle up

Adding a house, motorcycle, RV, or other type of insurance policy to your car insurance plan can lower your rates.

Be safe, not sorry

Safety features like winter tires and alarm systems can help reduce your insurance premium.

Stick with one insurer

Most auto insurance companies give special discounts to customers who stay with them for a number of years.

Take a course

A defensive driving course makes you a better driver and can significantly reduce your car insurance premiums.

Keep driving

The math is clear: more experience on the road equals lower car insurance premiums. Young drivers almost universally pay higher rates for car insurance. While it’s difficult for new drivers to secure cheap car insurance rates, you may be able to lower your rates by maintaining good grades and attending driving school.

Look at location

Where you drive affects your premiums. Some areas are associated with higher rates of car accidents and theft.

Choose the right car

Cars with high crash-test scores, low theft ratings, and less powerful engines tend to have cheaper insurance rates.

Track your driving

With a usage-based car insurance policy, you can turn your low-risk driving habits into lower premiums.

Your questions about car insurance in Terrebonne, answered.


How much is car insurance in Terrebonne?

The Insurance Bureau of Canada states that the average annual cost of car insurance in Quebec is $717. The cost of car insurance in Terrebonne is more than double the Quebec average, according to data. This makes driving a car in the city an expensive endeavour. If you want to ensure you’re getting the best price on car insurance in Terrebonne, you’ll want to shop around and compare rates from a number of different providers.

How do Terrebonne car insurance rates compare to other cities in Quebec?

When compared to other cities in the area, drivers pay slightly more for automobile insurance in Terrebonne than their neighbours.

Compared to the Montreal-Nord neighbourhood, Terrebonne drivers pay 8% more for auto insurance. However, they save significantly when compared to the Montreal-Est neighbourhood, which pays premiums that are 31% higher than the Terrebonne average.

Laval has similar rates but still pays 10% less than drivers in Terrebonne. The real difference, however, is when you compare to drivers in Bois-des-Filion, who pay less than half of what the average Terrebonne driver pays for auto insurance — and just only slightly more than the Quebec average.

Where do I get the cheapest car insurance quotes in Terrebonne?

Unfortunately, no insurance company provides discounted insurance rates.

Insurance companies don’t compete with each other on price, but they do compete for customers. When it comes to customers, each insurer has an “ideal type” and they offer their best rates to drivers who match it. For example, some insurers prefer older drivers, while others don’t mind extending coverage to drivers with less experience on the road.

That’s why it’s so important to get estimates for car insurance in Terrebonne and compare rates using a site like Keep in mind that your rates can vary significantly based on factors such as your driving history, insurance history, and specific coverage needs. Using an online Terrebonne car insurance calculator can help you get an idea of premiums for your specific situation.

Driving history is one of the most important factors when it comes to determining the cost of your insurance premiums, which is why it’s important to keep a clean driving record free of infractions and claims. Follow the rules of the road and you’ll help secure the cheapest auto insurance available.

The good thing about the Terrebonne auto insurance market is that there are plenty of companies to choose from and we’ll compare them for you. Finally, apply for any discounts (such as bundling multiple insurance policies or for completing a driver’s education course), and choose your policy with care to ensure the best rate possible.

What factors affect the cost of car insurance in Terrebonne?

There are many different factors that can affect your car insurance rates in Terrebonne, including:

Age. Unfortunately for young drivers, their lack of experience behind the wheel leads to higher insurance premiums. Rates tend to be high for those in their teens until about their early 30s, after which rates steadily decline for a few decades. For this reason, car insurance for seniors in Terrebonne is less expensive than for younger, less experienced drivers. That said, seniors may pay a little more than the average as insurance providers see them as a risk due to slowed reaction times, failing eyesight, and likelihood of injury should they become involved in an accident.

Gender. Like it or not, your gender has an impact on what you pay for insurance, with men paying more than women for coverage. This is because men are statistically more likely to engage in risky driving behaviours such as drinking and driving, driving without a seatbelt, and aggressive driving.

Mileage. How much you drive your vehicle will impact your insurance rates. Those who drive more frequently (such as a daily commute for work) are statistically more likely to get into an accident than someone who only drives for the occasional trip to the store. Keep your mileage down to secure the best rate possible.

Postal code. Your postal code plays a role in determining your insurance rates. If you live in an area that sees more claims, you’ll likely find yourself paying higher rates than those in an area with fewer claims. Even if you’re across the street, your rates can be vastly different depending on the claims history of the area.

Vehicle. The type of vehicle you drive will also have an impact on your insurance rates. Exotic cars have higher premiums than domestic vehicles, as they are more expensive and complicated to repair if damaged. Some vehicles are more prone to theft than others, which increases the amount you’ll pay for insurance.

Policy. The policy (and amount of coverage) you choose impacts your rates. While you are required to have minimum coverage amounts, which vary from province to province, there are optional coverages that may make sense for your situation.

Driving record. Driving history is a major factor when determining auto insurance rates. A driver with a clean record will pay less than someone who has multiple infractions. Follow the rules of the road and practice defensive driving to help keep your record clean and clear of any claims.

Insurance history. Finally, your insurance history also has a role to play when determining your auto insurance rates. A history of missing payments or filing multiple claims will likely result in higher rates.

While some of these factors are outside of your control, such as age and gender, it’s important to focus on the things you can control, such as your driving style and the type of vehicle you drive when trying to secure the best insurance rate in Terrebonne.

What are car insurance rates in Terrebonne for students?

It can be especially challenging to find cheap car insurance in Terrebonne for new drivers, many of which are high school and post-secondary students.

This is because students and other young people do not have the same driving history as more experienced drivers. Insurance companies also consider them more risky to insure and liable to make mistakes resulting in claims, due to this inexperience.

The good news is that students can save money on their car insurance by applying for discount programs such as driver’s education programs, or for having good grades. Be sure to ask a provider about their discount programs for students when applying for insurance.

What are car insurance rates in Terrebonne for new immigrants?

Car insurance for new drivers in Terrebonne, such as new immigrants, is likely to be higher than average for a couple of reasons.

This is mostly because new immigrants do not have a Canadian driving history. An insurer cannot look at their record and determine whether or not they’ll be a risk to insure, despite how long they were driving in their country of origin.

One way to help get around this caveat is to ask your former insurance provider for a letter that details your driving record and claims history. This way, you can prove to your new Terrebonne car insurance company that you are a trustworthy driver, and your claims may be adjusted accordingly.

Aside from that, maintaining a clean driving record with no claims will be the best and fastest way to lower your car insurance premiums as a new immigrant.

What are car insurance rates in Terrebonne for high-risk drivers?

Car insurance rates for high-risk drivers in Terrebonne will undoubtedly be more expensive than for those deemed lower risk.

That's because insurance companies base a chunk of your premium off the amount of risk you pose and whether or not they’ll need to pay out a claim over the course of your insured period.

For this reason, those with a history of claims and driving infractions will have higher auto insurance premiums than safer drivers.

While it may be more challenging to find high-risk insurance for drivers in Terrebonne, there are several companies who provide this product. High-risk drivers also have the option of purchasing facility insurance.

Facility insurance is a pool that is funded by Canadian insurance companies, which offers coverage to high-risk drivers.

How can I reduce my car insurance premiums in Terrebonne?

The best and easiest ways to reduce your car insurance premiums in Terrebonne is to keep a clean driving record, and compare rates. You can keep your record clean by following the rules of the road, and practicing defensive driving. Because auto insurance companies in Terrebonne base your premiums off the level of risk you pose, showing them that you are not a risky driver is one of the best ways to ensure you’re getting cheap auto insurance in Terrebonne.

In addition, by comparing rates when setting up a new policy or when renewing your policy you’ll ensure you're getting the best deal possible. A site like makes it easy to compare dozens of rates in just a matter of minutes.

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