Along with insurance for most types of vehicles (motorcycles, mopeds, ATVs, motorhomes, snowmobiles, trailers, some unmodified antique autos and commercial and farm vehicles and fleets), The Co-operators offers several other kinds of coverage for individuals and businesses.
Home and property insurance: Policies for your home, condo, seasonal home (including cottages and mobile homes) or rental unit, plus boats and trailers. Coverage includes property, liability and personal belongings, with optional add-ons available. Renters can choose from “Classic” insurance or “Prestige,” if they want a higher coverage level for their belongings.
All standard home insurance policies with The Co-operators include some “extras” such as unauthorized credit and debit card use, expenses related to identity fraud and your personal property during a move.
Travel insurance: There are packages tailored to the needs of Canadians travelling or living abroad, and even to cover any gaps in provincial health insurance coverage for expats returning to Canada. There are also plans for visitors to Canada, including special packages for international students and long-term “Super Visa” stays that require proof of health coverage from a Canadian insurer. Plans covering business travel are also available.
Life insurance: A variety of different term and permanent life insurance options, plus disability, critical illness and mortgage insurance.
Business insurance: Coverage for a range of different business operations, including farms, cooperatives and nonprofits. Coverage for home-based businesses is offered as an extension of your home insurance policy. The Co-operators also offers group auto and home insurance plans and group benefits and retirement packages for organizations.