Compare the best Volvo car insurance quotes for free.

On average, Volvo drivers save hundreds of dollars per year by comparing quotes with us.

Get quotes from 50+ Canadian providers in 3 minutes.

Get quotes from 50+ Canadian providers in 3 minutes.

20,740 Canadians

have compared rates and saved money over the last 24 hours

What our users say:

September 21
Promp response upon filling…
Promp response upon filling questionnaires,courteous representative.
arturo morales
September 21
They were really quick
They were really quick, and very helpful.
September 20
On rate
The rates are very interesting
Georges Joseph
September 19
Very skilled people
Very skilled people Answered all my questions
Mike Walter
September 19
Amazing company.
Very professional company. So easy to use 5 ⭐️
September 15
well informed agent and fast respond.I…
well informed agent and fast respond.I can say one of the better one in the indu...
aj azma
September 14
Fast response
Fast response, great price!
Thuan Nguyen
September 10
The representative was very sweet and…
The representative was very sweet and understanding.
Faouzi Idrissou
September 9
responsive to what I need was calling…
responsive to what I need was calling me while I was still on the website, I tho...
Curtis Leong
September 9
Convenient way to do something that can…
Convenient way to do something that can be a pain in the b.... Thank you
September 8
I received all the information i was…
I received all the information i was interested in. Very nice service.
Wlodzimierz Wojtysiak
September 8
Most of the staff was very prompt and…
Most of the staff was very prompt and knowledgeable. The online application is e...
Karen Hall
September 7
Easy to use and call back promptly
Easy to use and call back promptly
Donna DAmore
September 6
Very helpful
The company is doing great. They tell you what is the best for you to do
Susan Paradero
September 3
Great Service! …
The person I spoke with was incredibly helpful and very polite. He was also pati...
Catherine White
August 31
The agent (Jan) was most professional
The agent (Jan) was most professional, courteous, and friendly.
Kewal Khanna
July 27
They gave me a lot of important…
They gave me a lot of important information
July 13
June 23
One Stop Shop - best rates with multiple companies
Found great rates with multiple companies which made it very easy to quickly ass...
Maryann O
June 22
Very professional polite & knowledgeable
Very professional polite & knowledgeable
Raymond Beaudoin
June 18
Easy and fast
Easy and fast. Saved $1000
Olga Baldin
June 11
Very prompt response
Very prompt response. Instructions were very clear. Had my best interest at hear...
Shairoz Kherani
June 10
Great dealings
Great dealings. Very pleased
Tim Cote
May 17
questions answered
questions answered
Aaron Ridsdale
May 10
Easy & Professional
Easy, fast, efficient & professional.
May 8
Fast, friendly and knowledgable service.
I was still completing the online search form for new insurance when my phone ra...
Bonnie Wilson
May 6
Fast and easy
They phoned me literally within 30 seconds after my search and helped answer all...
Haley Adkins
April 26
Very little time on hold
Very little time on hold Easy to understand Friendly Really got a great deal
April 26
My consultant Anees took me through the…
My consultant Anees took me through the whole process from my initial call, to r...
April 22
My agent was easy to understand so the…
My agent was easy to understand so the process went well.
Jeffrey Kirkham

How comparing auto insurance quotes works. Hint: it’s free!


Next, we’ll show you quotes from 50+ Canadian providers. It’s free, with no commitment.


When you find the best quote, secure your rate by talking to a licensed broker or agent.

Volvo auto insurance: what you need to know.

One of the most important factors to consider when shopping for a new car is how much you’ll pay for insurance. If you happen to be eyeing a Volvo, you’re in luck: safety features and safety ratings are two qualities that are correlated with lower car insurance premiums.

Like IKEA, H&M and Spotify, Volvo hails from Sweden. Since its founding in 1927, the brand has built its reputation on well-made, practical and safe vehicles—even before government-mandated safety regulations became law. In particular, Volvo is known for engineering safety features that are now universal in most cars, such as three-point seatbelts, crumple zones, rear-facing child seats, collapsible steering columns and side collision protection.

While you might think that Volvo’s reputation automatically means auto insurance for a Volvo is cheaper than for other kinds of cars, it’s not that simple. There are a number of other factors that come into play when determining Volvo insurance rates. Luckily, you can compare multiple quotes for Volvos on in just three minutes. Still need more information? Here’s a look at what it might cost you to insure your new or used Volvo.

How much is insurance for a Volvo?

Safety is a big factor when it comes to how companies price an insurance policy, and Volvo’s reputation for safety isn’t just marketing spin. Independent safety agencies, such as the Insurance Institute for Highway Safety in the United States (IIHS), the National Highway Traffic Safety Administration (NHTSA), and the European New Car Assessment Programme (NCAP), regularly award Volvo models very high safety ratings.

While safety features can bring down the average insurance cost for a Volvo, there are several more variables at play. How much you pay for Volvo car insurance depends on the model and year, as well as your age, location and your driving record. Luckily, it’s easy to find Volvo insurance online. In less than three minutes,’s free online tool will provide rates from 50+ insurance providers across Canada. Our licenced brokers will also work with you, customizing your application to select coverages that best align with how you use your car.

To get the best coverage at the lowest rate, use our free online tool to compare Volvo insurance costs and see your quotes from the leading car insurance companies.

Estimated Premium

Front view of a car. Illustration.

See how our customers with collision coverage save big on auto insurance.

CustomerLocationVehicleLowest rateAverage rateSaved
Quote from September 23, 2023
Male, 30 years old
Lowest Rate
Average Rate
Quote from September 23, 2023
Male, 29 years old
Lowest Rate
Average Rate
Quote from September 23, 2023
Male, 22 years old
Lowest Rate
Average Rate

Auto insurance quotes are compared from CAA, Coachman Insurance Company, Economical Insurance, Gore Mutual, Onlia Insurance, Pafco, Pembridge, SGI, Travelers, Zenith Insurance Company

Your questions about Volvo auto insurance rates, answered.

What is the cheapest Volvo to insure?

When it comes to Volvo insurance in Canada, safety ratings can make a big difference in Volvo car insurance prices. According to the Insurance Bureau of Canada’s annual How Cars Measure Up report, most Volvo models have average or below average relative insurance claim costs compared to the national average. Having less expensive Volvo insurance claims related to collisions, damages and accident benefits means a vehicle is considered less risky by insurers, which translates to lower Volvo car insurance rates.

There isn’t a cut and dry answer about which model is the cheapest Volvo to insure, but based on data from the Insurance Bureau of Canada, the Volvo S40 4DR, V70 Wagon, V70 Wagon AWD and XC90 AWD models consistently have more favourable ratings—but again, it depends on the exact model and year, as well as the owner’s driving history. To find the best car insurance rates for your Volvo, enter the vehicle’s details and your personal details into an online quote tool.

With a luxury vehicle, it might be a little harder to find cheap Volvo car insurance. It also depends on how comprehensive your Volvo insurance coverage is. But there are a few things you can do to bring down insurance costs for a Volvo in general, such as raising your deductible, changing your tires seasonally, maintaining a clean driving record, dropping comprehensive insurance for an older model, or considering usage-based insurance if you don’t drive your car that often.

Used vs. new Volvo: which is cheaper to insure?

The general rule of thumb is that new cars are more expensive to insure because it costs more to repair or replace them. But new vs. used is just one metric used by insurers to calculate Volvo vehicle insurance—it also depends on the cost of repairs and parts for a particular model. Because Volvo is a luxury brand and a smaller auto manufacturer compared to other companies, more expensive models may require parts that cost more money to source. So while used Volvos might be cheap to purchase, certain models may still cost more to insure because they require more maintenance and repairs.

While Volvos typically rate well on safety features, it’s also important to be aware if a used car was damaged in a collision before you owned it. If the vehicle has any previous damage, it could have a big effect on used car insurance rates for a Volvo.

What is the best car insurance for a Volvo?

The best car insurance for your Volvo isn’t necessarily the absolute cheapest policy you can find. A good Volvo insurance policy should provide the right amount of coverage (not too much, not too little) for how you use your vehicle—you don’t want to overpay for coverage you don’t use, but you also don’t want to be underinsured. When searching for Volvo car insurance quotes online, gather at least three different quotes from different brokers so you can compare deductibles, coverage limits and exclusions. Speaking directly with a Volvo insurance broker can also be helpful, because they can explain different types of coverage and customize your policy to fit your needs. A licensed broker can also help you examine your options for a Volvo insurance policy renewal. Reading insurance reviews for Volvos can also help you make a decision.

How auto insurance quotes for Volvo are calculated

Insurance companies take three main things into account: the vehicle, the driver, and the amount of coverage. When it comes to the car itself, insurers look at the make and model, sticker price, safety rating and safety features. Beyond the car you drive, your personal driving history, as well as your age, gender and postal code, have a major impact on how much you pay each month for Volvo insurance. For example, women typically pay less for car insurance than men, and Volvo insurance for young drivers will be more expensive than for an older driver with decades of experience on the road and a clean driving record. Lastly, how comprehensive your coverage is will determine how much you pay each month in premiums.

Auto insurance news

Read More Like This