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April 22
Your agent Nathan was amazing and so…
Your agent Nathan was amazing and so helpful.
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April 19
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Sean was easy to talk too and very informative.
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April 17
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filled out form online less than 5mins called right away and setup call with bro...
April 16
The Agent was very kind and helpful!
The Agent was very kind and helpful!
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April 16
Great customer care she is good 👍
Great customer care she is good 👍
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April 15
Simple and clear!!
Fast response ! Friendly knowledgeable staff!
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April 15
great rep provided all the information…
great rep provided all the information I needed to make an informed choice
April 12
After I got the quotes somebody…
After I got the quotes somebody followed up with me and put me trough with an ag...
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April 12
fast responce
fast responce, great people to talk to explaining everything, What a Great web s...
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April 9
Very helpful advice and great overall…
Very helpful advice and great overall service.
April 6
Easy to deal with and very helpful
Very easy, good use of technology and customer follow up was awesome
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April 6
Easy and friendly process.
Easy and friendly process.
April 5
So good service ,,
So good service ,,, Tammy service me so so good
Son Nguyen
April 5
Very good service.
Very good service.
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March 30
easy to work with…
easy to work with and find what I needed fast.
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March 25
Immediate response
Immediate response
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Very helpful team !
Very helpful team !
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February 15
Super fast seriously half the price!
Super fast seriously half the price of my previous broker. I worked with Khadija...
N. Gul
January 31
Representative was extremely helpful…
Representative was extremely helpful and was able to assist in all our needs.
Laura Dunsford
January 19
I was treated very well
I was treated very well, the person that was helping me was very helpful and fou...
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January 18
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The response to my inquiry was quick. I received a phone call a few hours later ...
Sherri Leclerc
December 4
Quick turnaround
Quick turnaround, I am really happy with the process so far.
Breno Mendonca
November 11
process was easy and professional
The process was easy and professional
James Robichaud
November 1
The young man was very courteous and…
The young man was very courteous and professional. We didn't qualify due to low...
Teresa Penning
October 26
Quick and friendly response.
Quick and friendly response.
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Volvo auto insurance: what you need to know.

One of the most important factors to consider when shopping for a new car is how much you’ll pay for insurance. If you happen to be eyeing a Volvo, you’re in luck: safety features and safety ratings are two qualities that are correlated with lower car insurance premiums.

Like IKEA, H&M and Spotify, Volvo hails from Sweden. Since its founding in 1927, the brand has built its reputation on well-made, practical and safe vehicles—even before government-mandated safety regulations became law. In particular, Volvo is known for engineering safety features that are now universal in most cars, such as three-point seatbelts, crumple zones, rear-facing child seats, collapsible steering columns and side collision protection.

While you might think that Volvo’s reputation automatically means auto insurance for a Volvo is cheaper than for other kinds of cars, it’s not that simple. There are a number of other factors that come into play when determining Volvo insurance rates. Luckily, you can compare multiple quotes for Volvos on in just three minutes. Still need more information? Here’s a look at what it might cost you to insure your new or used Volvo.

How much is insurance for a Volvo?

Safety is a big factor when it comes to how companies price an insurance policy, and Volvo’s reputation for safety isn’t just marketing spin. Independent safety agencies, such as the Insurance Institute for Highway Safety in the United States (IIHS), the National Highway Traffic Safety Administration (NHTSA), and the European New Car Assessment Programme (NCAP), regularly award Volvo models very high safety ratings.

While safety features can bring down the average insurance cost for a Volvo, there are several more variables at play. How much you pay for Volvo car insurance depends on the model and year, as well as your age, location and your driving record. Luckily, it’s easy to find Volvo insurance online. In less than three minutes,’s free online tool will provide rates from 50+ insurance providers across Canada. Our licenced brokers will also work with you, customizing your application to select coverages that best align with how you use your car.

To get the best coverage at the lowest rate, use our free online tool to compare Volvo insurance costs and see your quotes from the leading car insurance companies.

Estimated Premium

Front view of a car. Illustration.

See how our customers with collision coverage save big on auto insurance.

CustomerLocationVehicleLowest rateAverage rateSaved
Quote from April 22, 2024
Male, 36 years old
Lowest Rate
Average Rate
Quote from April 22, 2024
Female, 41 years old
2016 VOLVO XC90 T6 4DR AWD
Lowest Rate
Average Rate
Quote from April 22, 2024
Female, 27 years old
2018 VOLVO S60 T5 4DR AWD
Lowest Rate
Average Rate

Auto insurance quotes are compared from CAA, Coachman Insurance Company, Economical Insurance, Gore Mutual, Onlia Insurance, Pafco, Pembridge, SGI, Travelers, Zenith Insurance Company

Your questions about Volvo auto insurance rates, answered.

What is the cheapest Volvo to insure?

When it comes to Volvo insurance in Canada, safety ratings can make a big difference in Volvo car insurance prices. According to the Insurance Bureau of Canada’s annual How Cars Measure Up report, most Volvo models have average or below average relative insurance claim costs compared to the national average. Having less expensive Volvo insurance claims related to collisions, damages and accident benefits means a vehicle is considered less risky by insurers, which translates to lower Volvo car insurance rates.

There isn’t a cut and dry answer about which model is the cheapest Volvo to insure, but based on data from the Insurance Bureau of Canada, the Volvo S40 4DR, V70 Wagon, V70 Wagon AWD and XC90 AWD models consistently have more favourable ratings—but again, it depends on the exact model and year, as well as the owner’s driving history. To find the best car insurance rates for your Volvo, enter the vehicle’s details and your personal details into an online quote tool.

With a luxury vehicle, it might be a little harder to find cheap Volvo car insurance. It also depends on how comprehensive your Volvo insurance coverage is. But there are a few things you can do to bring down insurance costs for a Volvo in general, such as raising your deductible, changing your tires seasonally, maintaining a clean driving record, dropping comprehensive insurance for an older model, or considering usage-based insurance if you don’t drive your car that often.

Used vs. new Volvo: which is cheaper to insure?

The general rule of thumb is that new cars are more expensive to insure because it costs more to repair or replace them. But new vs. used is just one metric used by insurers to calculate Volvo vehicle insurance—it also depends on the cost of repairs and parts for a particular model. Because Volvo is a luxury brand and a smaller auto manufacturer compared to other companies, more expensive models may require parts that cost more money to source. So while used Volvos might be cheap to purchase, certain models may still cost more to insure because they require more maintenance and repairs.

While Volvos typically rate well on safety features, it’s also important to be aware if a used car was damaged in a collision before you owned it. If the vehicle has any previous damage, it could have a big effect on used car insurance rates for a Volvo.

What is the best car insurance for a Volvo?

The best car insurance for your Volvo isn’t necessarily the absolute cheapest policy you can find. A good Volvo insurance policy should provide the right amount of coverage (not too much, not too little) for how you use your vehicle—you don’t want to overpay for coverage you don’t use, but you also don’t want to be underinsured. When searching for Volvo car insurance quotes online, gather at least three different quotes from different brokers so you can compare deductibles, coverage limits and exclusions. Speaking directly with a Volvo insurance broker can also be helpful, because they can explain different types of coverage and customize your policy to fit your needs. A licensed broker can also help you examine your options for a Volvo insurance policy renewal. Reading insurance reviews for Volvos can also help you make a decision.

How auto insurance quotes for Volvo are calculated

Insurance companies take three main things into account: the vehicle, the driver, and the amount of coverage. When it comes to the car itself, insurers look at the make and model, sticker price, safety rating and safety features. Beyond the car you drive, your personal driving history, as well as your age, gender and postal code, have a major impact on how much you pay each month for Volvo insurance. For example, women typically pay less for car insurance than men, and Volvo insurance for young drivers will be more expensive than for an older driver with decades of experience on the road and a clean driving record. Lastly, how comprehensive your coverage is will determine how much you pay each month in premiums.

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