![A decorative image related to the article.](http://www.lowestrates.ca/sites/default/files/styles/article_image/public/road trip in cape breton_provincial insurance from coast to coast.jpg?itok=6mlEeKia)
How much auto insurance do you need in Canada?
You can’t drive a car in Canada without auto insurance. While insurance providers and minimum coverage diffe...
Find how much you’ll pay each month with our Manitoba car insurance calculator.
Visit your province's government-sanctioned insurance website to get an auto insurance quote.
Get QuoteAuto insurance in Manitoba is provided by Manitoba Public Insurance (MPI), a provincial agency. This means LowestRates.ca can’t provide auto insurance quotes to Manitoba drivers looking to find a cheaper insurance policy.
MPI has a car insurance calculator tool to help Manitoba drivers estimate their insurance costs. Click the “Get Started” button above to use the calculator and get an estimate for your Manitoba car insurance costs.
That said, there are things you can do to reduce the cost of your auto insurance, even within Manitoba’s single-provider car insurance system. Below you'll find information that will help you as you go about getting a car insurance policy in MB. Read on to get the facts and save money.
have compared rates and saved money over the last 24 hours
Car insurance in Manitoba is provided through the province’s Autopac program. Your Autopac car insurance rate is calculated based on the following factors:
Unlike provinces with private car insurance markets, Manitoba drivers are not rated based on their age, gender, or employment status. However, young drivers still pay more for car insurance than experienced drivers, due to their lack of insurance history.
To get an idea of what you might pay for insurance, use MPI’s car insurance estimator tool for Manitoba drivers.
According to the Insurance Bureau of Canada, Manitoba has the fourth highest car insurance rates in Canada. Drivers here pay roughly $1,140 per year for car insurance, making the monthly cost of car insurance in Manitoba roughly $117. Other provinces with public car insurance systems include B.C. ($1,832/year), Saskatchewan ($1,235/year), and Quebec ($717/year).
MPI’s car insurance cost calculator gives Manitoba drivers a preview of what they might pay for insurance.
All-purpose car insurance from Autopac includes the following:
Third-party liability:
Personal Injury Protection Plan:
All-perils coverage:
Disability benefits:
Impairment benefits:
Death benefits:
Funeral expense benefits:
Use MPI’s car insurance rate calculator to see what your Manitoba car insurance rate might be.
MPI provides drivers who own multiple cars with a way to save on car insurance. The public insurer advises drivers who use more than two cars for work, school or business to insure the car that costs the most to insurance with all-purpose insurance and the others with cheaper pleasure insurance (low annual mileage insurance).
There are many ways to get cheap auto insurance in Manitoba:
Alexandra Bosanac
About the Author
Alexandra Bosanac is the Core Content Manager for LowestRates.ca. Her reporting has appeared in Canadian Business, the Toronto Star, the National Post, and the CBC.
You can’t drive a car in Canada without auto insurance. While insurance providers and minimum coverage diffe...
Between the high costs of car ownership and the hassle of parking, there are lots of reasons to ditch the commute and ho...