Compare Esurance car and auto insurance quotes with other top insurance companies. Find the best price.

On average, Canadians save hundreds of dollars per year by comparing quotes with us.

Learn more about Esurance Car Insurance Canada.

Esurance has offered auto and home insurance online to Americans since 1999. It expanded to Canada in 2015, first in Alberta, and then Ontario two years later. 

In July 2018, Esurance ceased offering auto insurance new policies in Canada and announced that it had sold renewal rights to Ivantage, a brokerage within the Allstate group of companies.

Car insurance quotes from Esurance are no longer available. Current reviews of Esurance from  policyholders are no longer available either.

Esurance was an early provider of insurance policies that can be totally managed online by the policyholder — no need to “sit on the phone or dig through file cabinets,” the company guaranteed. The company was part of an emerging category of insurers offering what’s known as direct insurance, meaning that everything you need to manage your policy can be retrieved through Esurance's members-only site. In January 2018, the company announced that new policyholders in Ontario would get a 10% discount upfront for choosing Esurance.

Esurance insurance Canada aimed to streamline the process of filing a claim. All you had to do was upload all the required documentation online. If you had a question you can’t find the answer to online, you could always call one of their claims agents, who were available 24-hours a day.

Esurance’s goal was to simplify the insurance process and to empower consumers to better understand how their rates are calculated and how the claims process works. That’s why most of the content on their site was written in plain English.

Beyond coverage for private passenger vehicles, for Esurance offered insurance for RVs, motorcycles, ATVs, and snowmobiles.

 

The Esurance car insurance advantage.

Discounts

Esurance offered a number of ways to save on auto insurance. Here are a few.

  • Multi-vehicle discounts: You could qualify for a discount if you insured more than one car with Esurance.
  • Driver training: Another discount was available for new drivers who completed a driving course.
  • Online Shopper Savings®: You could get a discount for completing an online quote from Esurance.
  • Switch and Save®: Esurance promised extra savings to customers who switch to Esurance from another insurer.
  • Paperless discounts: Esurance clients in Ontario received a 10% discount upfront on their auto insurance for choosing a direct insurer.

Unfortunately, car insurance quotes from Esurance are no longer available in Canada. 

 

Special programs

Coverage Counsellor® - Esurance offered a special web tool that allowed drivers to determine the exact amount of coverage you need. The tool took you through a questionnaire that asked questions about your auto and home insurance needs.

What If® Calculator - Customers could ask this tool hypothetical questions and receive an answer. Some questions it answered included, "Will an accident raise my premium?" and "How much will I pay if I change postal codes within my province?”.

Is there an app?

No, Esurance doesn’t have an app for car insurance in Canada, as it’s no longer operational this side of the border. It does have one for U.S. customers, which enables users to manage, file a claim, and track a claim, as well as request roadside assistance.

It is no longer possible to get car insurance quotes from Esurance online.

How to submit a claim with Esurance

Customers received a login for Esurance’s members-only website, through which claims could be filed and managed online. After you filed a claim, a dedicated claims rep contacted the claimant to gather more information. The rep would then schedule a vehicle inspection and help you with other aspects of the claims process, including arranging for a rental car.

What else does Esurance do?

In addition to car insurance, Esurance specialized in home insurance, which you had the option of bundling with your auto policy for additional discounts. Renters insurance was also available.

Join the millions of Canadians saving money on auto insurance

The first rule of saving money is to shop around for the best price. Make sure you’re not overpaying for car insurance by comparing insurance providers before you settle on one. LowestRates.ca makes comparing multiple auto insurance companies a snap. We don’t sell insurance — we’re completely independent — but we can show you which insurer is offering the lowest price. Just enter your postal code and in 3 minutes we’ll show you rates from 50+ Canadian insurance providers. Best of all? It’s free.

How comparing auto insurance quotes works. Hint: it’s free!

Compare

Next, we’ll show you quotes from 50+ Canadian providers. It’s free, with no commitment.

Save

When you find the best quote, secure your rate by talking to a licensed broker or agent.

Get Started

57,834 Canadians

have compared rates and saved money over the last 24 hours

What people say after comparing rates on LowestRates.ca:

July 11
great information on coverage and…
great information on coverage and Ashley was easy to deal with
Robert McVeigh
July 11
You were very professional and very…
You were very professional and very friendly. Had a very good experience with th...
Rosemary Linder
July 10
Quick,I could understand ,clear and…
Quick,I could understand ,clear and very helpful
Robert Levesque
July 10
Great
Excellent service and very helpful
Kakada Yos
July 9
VERY NICE TO DEAL WITH AND HELPFUL
VERY NICE TO DEAL WITH AND HELPFUL
mike j
July 9
Easy to get a car quote
Easy to get a car quote. Everything was explained in a clear and concise profes...
Julia Tom-Tan
July 8
The agent clearly explained all details…
The agent clearly explained all details for me and he was very polite and correc...
Vadim Kulaga
July 8
Instant
Instant, attentative, and fair.
Steve, Canada
July 7
Insurance
Very pleasant to deal with. Took the time to explain things to me even when in i...
Peter Blackburn
July 5
Quick and Easy Process
It was a quick and easy process and the results were promising. Received a phone...
Joanne
July 5
Reduced my insurance rate by switching
Reduced my insurance rate by switching. The new agent was pleasant to deal with ...
AK
July 4
It is as easy as 1,2,3.
It was so simple and easy.
Helen Snider
July 4
Very helpful
Very helpful, It save me a lot.
Karma Wangchok
July 4
Efficient and professional
Efficient and professional
Brent Patterson
July 3
Very convenient
Very convenient, quick
Naveen Subramaniam
July 3
Very impressed with the knowledge and…
Very impressed with the knowledge and professionalism of the agent.
Maria
July 2
Very fast and right to the point and…
Very fast and right to the point and very pleasant
Tommy Wood

*LowestRates.ca is not an insurance brokerage.

Front view of a car. Illustration.

See how our customers with collision coverage save big on auto insurance.

CustomerLocationVehicleLowest rateAverage rateSaved
Quote from July 12, 2025
Customer
Male, 32 years old
Location
ontario
Vehicle
2015 MAZDA CX-5 GS 4DR AWD
Lowest Rate
$586/mth
$7,035/yr
Average Rate
$700/mth
$8,401/yr
Saved
$114/mth
16.26%
Quote from July 12, 2025
Customer
Male, 27 years old
Location
ontario
Vehicle
2023 BMW M2 2DR COUPE
Lowest Rate
$355/mth
$4,261/yr
Average Rate
$527/mth
$6,325/yr
Saved
$172/mth
32.63%
Quote from July 12, 2025
Customer
Male, 27 years old
Location
ontario
Vehicle
2021 PORSCHE CAYENNE GTS 4DR AWD
Lowest Rate
$836/mth
$10,035/yr
Average Rate
$1,426/mth
$17,108/yr
Saved
$589/mth
41.34%

Auto insurance quotes are compared from CAA, Coachman Insurance Company, Economical Insurance, Gore Mutual, Pafco, Pembridge, SGI, Travelers, Zenith Insurance Company

Alexandra Bosanac

Alexandra Bosanac

About the Author

Alexandra Bosanac is the Core Content Manager for LowestRates.ca. Her reporting has appeared in Canadian Business, the Toronto Star, the National Post, and the CBC.

Read More

Auto insurance news

Read More Like This