What’s the cost of insurance for a Fiat, you ask? The answer is… it depends. Insurance providers use several variables to calculate your Fiat car insurance rate. The Atlantic provinces, Ontario, Quebec, and Alberta, along with the territories, all have private insurance providers. Drivers in British Columbia, Saskatchewan and Manitoba must obtain mandatory auto insurance coverage through the provincial government. Your province, city of residence, age, gender, driving record and insurance history will all affect your Fiat insurance costs.
Insurance companies want to know how much it would cost to repair or replace a vehicle. This directly influences their underwriting process. The safety rating of your particular Fiat vehicle will also affect insurance companies’ risk modelling. Because there are so many components that go into creating an insurance rate, it’s better to get a quote directly rather than search for the “average” Fiat insurance cost.