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April 22
Your agent Nathan was amazing and so…
Your agent Nathan was amazing and so helpful.
Alecia O'Brien
April 19
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April 19
Sean was easy to talk too and very…
Sean was easy to talk too and very informative.
Angela
April 19
Good job
The staff was helpful and knew what were doing.
Franziska Pedersen
April 17
Good pricing
Pleasant broker and helpful
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April 17
filled out form online less than 5mins…
filled out form online less than 5mins called right away and setup call with bro...
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April 16
The Agent was very kind and helpful!
The Agent was very kind and helpful!
Istvan Kiraly
April 16
Great customer care she is good 👍
Great customer care she is good 👍
Anthony Odia
April 15
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Fast response ! Friendly knowledgeable staff!
Kent Fewer
April 15
great rep provided all the information…
great rep provided all the information I needed to make an informed choice
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April 12
After I got the quotes somebody…
After I got the quotes somebody followed up with me and put me trough with an ag...
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April 12
fast responce
fast responce, great people to talk to explaining everything, What a Great web s...
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April 9
Very helpful advice and great overall…
Very helpful advice and great overall service.
mark
April 6
Easy to deal with and very helpful
Very easy, good use of technology and customer follow up was awesome
Steve Miller
April 6
Easy and friendly process.
Easy and friendly process.
shr
April 5
So good service ,,
So good service ,,, Tammy service me so so good
Son Nguyen
April 5
Very good service.
Very good service.
Tanya Neufeld Eckert
March 30
easy to work with…
easy to work with and find what I needed fast.
Pierre Duprey
March 25
Immediate response
Immediate response
Donald Henderson
March 6
Very helpful team !
Very helpful team !
Shivali Patel
February 15
Super fast seriously half the price!
Super fast seriously half the price of my previous broker. I worked with Khadija...
N. Gul
January 31
Representative was extremely helpful…
Representative was extremely helpful and was able to assist in all our needs.
Laura Dunsford
January 19
I was treated very well
I was treated very well, the person that was helping me was very helpful and fou...
Tim Bob
January 18
Great service
The response to my inquiry was quick. I received a phone call a few hours later ...
Sherri Leclerc
December 4
Quick turnaround
Quick turnaround, I am really happy with the process so far.
Breno Mendonca
November 11
process was easy and professional
The process was easy and professional
James Robichaud
November 1
The young man was very courteous and…
The young man was very courteous and professional. We didn't qualify due to low...
Teresa Penning
October 26
Quick and friendly response.
Quick and friendly response.
Dan Rochon Rochon

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Fiat auto insurance: what you need to know.

Fiat, the little Italian car that could! The largest car manufacturer in Italy, Fiat has made a point of creating vehicles designed for the narrow and twisting streets of Europe.

In recent years, Fiat has trimmed its North American lineup from three models to one — as of 2021, the Fiat 500X is the only model available for purchase in Canada and the United States. This will certainly be something to consider when shopping around for Fiat vehicle insurance, as its smaller market share and limited model offerings may impact the price of your Fiat insurance.

Whether you're shopping for a brand new insurance policy or your current one is up for renewal, LowestRates.ca can show you how much you can save on Fiat vehicle insurance in Canada. In just three minutes, you can compare auto insurance quotes from 50+ Canadian providers. Enter your postal code above and click “Get Started” to see quotes, or read on to find out more about Fiat insurance coverage.

How much is insurance for a Fiat?

What’s the cost of insurance for a Fiat, you ask? The answer is… it depends. Insurance providers use several variables to calculate your Fiat car insurance rate. The Atlantic provinces, Ontario, Quebec, and Alberta, along with the territories, all have private insurance providers. Drivers in British Columbia, Saskatchewan and Manitoba must obtain mandatory auto insurance coverage through the provincial government. Your province, city of residence, age, gender, driving record and insurance history will all affect your Fiat insurance costs.

Insurance companies want to know how much it would cost to repair or replace a vehicle. This directly influences their underwriting process. The safety rating of your particular Fiat vehicle will also affect insurance companies’ risk modelling. Because there are so many components that go into creating an insurance rate, it’s better to get a quote directly rather than search for the “average” Fiat insurance cost.

Estimated Premium

Front view of a car. Illustration.

See how our customers with collision coverage save big on auto insurance.

CustomerLocationVehicleLowest rateAverage rateSaved
Quote from April 21, 2024
Customer
Female, 21 years old
Location
ontario
Vehicle
2020 FIAT 124 ABARTH SPIDER
Lowest Rate
$317/mth
$3,801/yr
Average Rate
$487/mth
$5,848/yr
Saved
$171/mth
35.00%
Quote from April 20, 2024
Customer
Female, 17 years old
Location
ontario
Vehicle
2012 FIAT 500C LOUNGE CABRIOLET
Lowest Rate
$362/mth
$4,343/yr
Average Rate
$531/mth
$6,368/yr
Saved
$169/mth
31.80%
Quote from April 20, 2024
Customer
Female, 26 years old
Location
ontario
Vehicle
2013 FIAT 500 LOUNGE 2DR
Lowest Rate
$217/mth
$2,607/yr
Average Rate
$280/mth
$3,360/yr
Saved
$63/mth
22.41%

Auto insurance quotes are compared from CAA, Coachman Insurance Company, Economical Insurance, Gore Mutual, Onlia Insurance, Pafco, Pembridge, SGI, Travelers, Zenith Insurance Company

Your questions about Fiat auto insurance rates, answered.

What is the cheapest Fiat to insure?

So, what’s the cheapest Fiat model to insure? Again, the answer depends on a number of factors. You can’t figure out which Fiat model is cheapest to insure without taking into account your age, driving record, location, and what Fiat model you’ll be driving.

The Insurance Bureau of Canada (IBC) developed a system known as the Canadian Loss Experience Automobile Rating (CLEAR), which uses real collected data to assign vehicles a number rating based on how likely it is that the vehicle will be involved in a future insurance claim. A vehicle's CLEAR number is another factor used by insurance companies to calculate how risky it will be to insure that vehicle. Generally speaking, a basic Fiat model with entry-level trim will be the least expensive to insure.

While the IBC doesn’t publish the CLEAR data online, it does collect data from insurance companies across the country and publishes the annual How Cars Measure Up report. The 2020 report (using data from 2001-19) shows Fiats in the middle of the pack when it comes to insurance claims. Compared to other types of vehicles, Fiats are involved in an average or below average number of collision claims, direct compensation property damage claims and comprehensive claims. The fewer Fiat insurance claims there are, the more likely it is that you’ll be able to find less expensive insurance options.

Used vs. new Fiat: which is cheaper to insure?

There are many factors that determine how much you’ll pay for Fiat car insurance premiums. For example, a brand new Fiat 500X with the highest trim package will be more expensive to insure than a used Fiat 500X with basic or mid-level trim package. If you’re leasing a new Fiat, the dealer will likely require comprehensive and collision insurance coverage. It’s also recommended to have comprehensive and collision insurance if you’re purchasing a newer vehicle.

Used cars older than five years don’t usually require any extra insurance coverage, but it should be noted that used cars have a higher chance of breaking down than new cars. Depending on the age of your Fiat, your insurance company might determine it to be at a higher risk to insure than a new car.

LowestRates.ca can help you find the right car insurance for a used Fiat, or a policy for a new one. It’s quick and easy to compare Fiat car insurance quotes, we’ll do the work for you by comparing Fiat insurance rates from 50+ Canadian providers to find you the cheapest Fiat car insurance options for your situation.

What is the best car insurance for a Fiat?

Whether you’re looking for the best car insurance rates for a new Fiat or your existing Fiat insurance policy is up for renewal, shopping for car insurance is like shopping for a custom suit. It takes a little bit of time but with some effort you’ll find the perfect fit. In other words, car insurance is not something you can buy off the rack, it has to be tailored to your unique situation. The Fiat model you’re driving, your own driving and insurance history, as well as the Fiat insurance broker or company you go with will all affect your rate. This is why comparing Fiat car insurance prices is a good idea that can help you determine the budget for your vehicle.

Depending on what your needs are, how often you drive your Fiat and where you drive it, you might want to consider reviewing your Fiat insurance policy and add some of the following types of coverage to your plan:

Collision insurance: This type of coverage provides compensation to put towards a new vehicle if yours is damaged in a collision with another vehicle or object, such as a tree or fire hydrant.

Comprehensive insurance: Pays for losses or damage to your vehicle caused by things other than a collision, such as vandalism, a fallen tree, storms and fires.

All perils: Covers everything mentioned under collision and comprehensive, unless a specific peril is listed as an exclusion in your policy.

How are auto insurance quotes for Fiat calculated?

Finding a cheap Fiat vehicle insurance rate that works for your needs can be a process. There are many factors that influence what rate you’ll end up paying. One that insurance providers will look at first is your personal driving history. Driving offences like speeding tickets, as well as at-fault collisions, can increase your Fiat auto insurance rates significantly.

Then there are other factors that you have less control over — like age and location — that will impact your premiums. Generally speaking, Fiat insurance rates for young drivers will be higher than those for older and more experienced drivers.

The type of Fiat you choose to drive will also impact your rate, depending on how much it costs to repair or replace. All of these factors have to be taken into account when you consider purchasing a new or used Fiat.

Is it safe to buy Fiat insurance online?

Yes, it’s totally safe to buy car insurance online. We’ve helped Canadians save millions on their insurance costs. Get a quote for car insurance on LowestRates.ca and start saving today.

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