Compare La Capitale car and auto insurance quotes with other top insurance companies. Find the best price.

On average, Canadians save hundreds of dollars per year by comparing quotes with us.

Get quotes from 50+ Canadian providers in 3 minutes.

Get quotes from 50+ Canadian providers in 3 minutes.

Learn more about La Capitale car insurance Canada.

La Capitale began as a mutual fund company in 1940 and was established by civil servants working on Parliament Hill in Quebec City. Now, more than 50 years later, La Capitale is a major auto insurance provider in Quebec. In addition to car insurance, La Capitale also offers life insurance, savings and retirement plans, and mortgage financing. La Capitale provides quotes for car insurance. 

La Capitale has kept its headquarters in historic Quebec City, but has expanded its insurance and financial services to neighbouring provinces by acquiring regional insurance companies like York Fire & Casualty Insurance Co., an Ontario and Alberta-facing auto and property insurer.

La Capitale Insurance has won a number of Canadian business awards, including Aon’s Best Employers for 2018 (for the third time in six years), BOMA’s Building of the Year 2017, and Visionary Company of the Year 2013. La Capitale also has a hand in social initiatives that safeguard local communities and drive environmental goals, which contributes to its reputation as one of Quebec’s most trusted insurance brands.

Get quotes for La Capitale car insurance online. Compare La Capitale car insurance quotes with rates from 50+ other Canadian insurance providers on LowestRates.ca

 

Consumer reviews for La Capitale car insurance.

ProvinceUser satisfaction rating
Alberta
Atlantic
Ontario
Quebec

 

 

 

 

 

What other insurance products does La Capitale offer?

Aside from autos and all types of leisure vehicles (motorcycles, snowmobiles, travel and stationary trailers, ATVs, motorhomes, mopeds and boats), La Capitale offers home, life, business and group insurance.

Homeowners insurance: There are three tiers of coverage for homes and condos, covering your property, belongings and liability. Standard home insurance with La Capitale include bikes, DVDs and video games of any value and professional gear like cameras, computers and tools. Add-on coverage is available for especially valuable wine and spirit collections, artworks and jewellery. La Capitale also touts some of the most comprehensive home insurance available, for those who want to insure their home and its contents against nearly any kind of damage.

Tenant insurance: Two coverage levels, basic and enhanced, both cover liability, damage to your residence from causes like fire, smoke, theft, vandalism and earthquakes, and your belongings. Tenants get the same coverage for professional equipment, DVDs, video games and bicycles as homeowners included as standard (and bikes are covered anywhere in the world). Optional extra coverage for expensive wine and liquor collections, art and jewellery are also offered.

Secondary home insurance: Options tailored to seasonally occupied vacation homes or those occupied year-round, with coverage similar to a primary residence.

Travel insurance: Trip cancellation and interruption protection through La Capitale’s SOLIS+ travel policies, with optional coverage for baggage and emergency health care, for single trips. Multi-trip coverage is also available.

Life insurance: Permanent and term life insurance policy options to protect your family’s standard of living.

Other types of insurance: Coverage for business property and liability, commercial vehicles, plus policies tailored for a wide variety of businesses, including retailers, professional services, self-employed workers, residential and commercial landlords, condo corporations and nonprofits.

The La Capitale car insurance advantage.

Discounts

La Capitale has discounts for a diverse range of customers and professionals. As a leader in sustainable development, La Capitale offers discounts for drivers of hybrid or electric vehicles. There are also additional savings available to families, young drivers and public service workers. La Capitale’s claims forgiveness coverage helps drivers avoid premium increases from the first or second auto claims on their record.

  • Save up to $400 on a new two-year auto insurance policy when you bundle with other policies.
  • Save up to $100 on your new auto insurance with the young adult promotion.
  • Save $100 on new auto insurance with the family promotional offer.
  • Save up to $450 by bundling your insurance as a public service employee or retiree.
  • Get up to 20% off if you’re a new client with no prior claims.
  • Save 15% on your electric or hybrid auto insurance.

Special programs

The THANKS Loyalty Program offers discounts to clients that add up over the years.

At loyalty milestones of three, five, 10, 15, 20 and 25 years of La Capitale coverage, you’ll receive deductions on home and auto insurance, free additional insurance coverages, and entries into La Capitale’s THANKS contests, which place thousands of dollars of travel vouchers and gas cards up for grabs.

Is there an app?

Yes. You can use the La Capitale mobile app on Android or iOS devices to file claims and provide additional proof of expenses.

How to submit a claim with La Capitale

Submitting a claim is as simple as calling La Capitale’s claim centre and following their directions. La Capitale agents want to help you settle your claim as soon as possible. Their staff are available around the clock, so any problem you encounter can be handled by customer care. The phone number for La Capitale insurance is listed below. 

There are many ways to contact La Capitale Insurance. Once your file is open you can use the La Capitale mobile app to complete and submit your claim. You can also access La Capitale’s online Client Centre on your desktop computer. You’ll be provided credentials to login to the La Capitale site.

 
 
La Capitale phone number for car insurance claims:
1-800-461-0770
Hours of availability:
Reach a La Capitale Insurance claims agent at the number above; they are available to assist with claims 24-hours a day, 7 days per week.

Join the millions of Canadians saving money on auto insurance

The first rule of saving money is to shop around for the best price. Make sure you’re not overpaying for car insurance by comparing insurance providers before you settle on one. LowestRates.ca makes comparing multiple auto insurance companies a snap. We don’t sell insurance — we’re completely independent — but we can show you which insurer is offering the lowest price. Just enter your postal code and in 3 minutes we’ll show you rates from 50+ Canadian insurance providers. Best of all? It’s free.

How comparing auto insurance quotes works. Hint: it’s free!

Compare

Next, we’ll show you quotes from 50+ Canadian providers. It’s free, with no commitment.

Save

When you find the best quote, secure your rate by talking to a licensed broker or agent.

Get Started

21,783 Canadians

have compared rates and saved money over the last 24 hours

What people say after comparing rates on LowestRates.ca:

April 27
Very Helpful and Professional
Quick, and professional. Explained everything really well and answered all my qu...
Bonnie
April 26
A great agent...all my questions…
A great agent...all my questions answered I think Maria is an asset to your comp...
Ron Tombari
April 24
Great customer service
Great customer service! Ethan took the time to go over specifics with me! He was...
Margaret Lewis
April 22
Your agent Nathan was amazing and so…
Your agent Nathan was amazing and so helpful.
Alecia O'Brien
April 19
Prompt response
Prompt response. Good info to make a decision. Helpfull that info was sent to ...
Margaret Bird
April 19
Sean was easy to talk too and very…
Sean was easy to talk too and very informative.
Angela
April 19
Good job
The staff was helpful and knew what were doing.
Franziska Pedersen
April 17
Good pricing
Pleasant broker and helpful
Phyllis
April 17
filled out form online less than 5mins…
filled out form online less than 5mins called right away and setup call with bro...
ct
April 16
The Agent was very kind and helpful!
The Agent was very kind and helpful!
Istvan Kiraly
April 16
Great customer care she is good 👍
Great customer care she is good 👍
Anthony Odia
April 15
Simple and clear!!
Fast response ! Friendly knowledgeable staff!
Kent Fewer
April 15
great rep provided all the information…
great rep provided all the information I needed to make an informed choice
KAREN FOBERT
April 12
After I got the quotes somebody…
After I got the quotes somebody followed up with me and put me trough with an ag...
Stefan Ciucas
April 12
fast responce
fast responce, great people to talk to explaining everything, What a Great web s...
Larry Rowthorn
April 9
Very helpful advice and great overall…
Very helpful advice and great overall service.
mark
April 6
Easy and friendly process.
Easy and friendly process.
shr
April 5
Very good service.
Very good service.
Tanya Neufeld Eckert
March 30
easy to work with…
easy to work with and find what I needed fast.
Pierre Duprey
March 25
Immediate response
Immediate response
Donald Henderson
March 6
Very helpful team !
Very helpful team !
Shivali Patel
February 15
Super fast seriously half the price!
Super fast seriously half the price of my previous broker. I worked with Khadija...
N. Gul
January 31
Representative was extremely helpful…
Representative was extremely helpful and was able to assist in all our needs.
Laura Dunsford
January 19
I was treated very well
I was treated very well, the person that was helping me was very helpful and fou...
Tim Bob
January 18
Great service
The response to my inquiry was quick. I received a phone call a few hours later ...
Sherri Leclerc
December 4
Quick turnaround
Quick turnaround, I am really happy with the process so far.
Breno Mendonca
November 11
process was easy and professional
The process was easy and professional
James Robichaud
November 1
The young man was very courteous and…
The young man was very courteous and professional. We didn't qualify due to low...
Teresa Penning
October 26
Quick and friendly response.
Quick and friendly response.
Dan Rochon Rochon

*LowestRates.ca is not an insurance brokerage.

Front view of a car. Illustration.

See how our customers with collision coverage save big on auto insurance.

CustomerLocationVehicleLowest rateAverage rateSaved
Quote from April 28, 2024
Customer
Female, 29 years old
Location
ontario
Vehicle
2016 MAZDA MAZDA3 GX SKY 4DR
Lowest Rate
$118/mth
$1,421/yr
Average Rate
$189/mth
$2,273/yr
Saved
$71/mth
37.48%
Quote from April 28, 2024
Customer
Male, 32 years old
Location
ontario
Vehicle
2024 MAZDA CX-30 GS 4DR AWD
Lowest Rate
$438/mth
$5,250/yr
Average Rate
$686/mth
$8,227/yr
Saved
$248/mth
36.19%
Quote from April 28, 2024
Customer
Female, 33 years old
Location
ontario
Vehicle
2019 VOLKSWAGEN JETTA 1.4 TSI 4DR
Lowest Rate
$205/mth
$2,458/yr
Average Rate
$277/mth
$3,322/yr
Saved
$72/mth
26.01%

Auto insurance quotes are compared from CAA, Coachman Insurance Company, Economical Insurance, Gore Mutual, Onlia Insurance, Pafco, Pembridge, SGI, Travelers, Zenith Insurance Company

Alexandra Bosanac

Alexandra Bosanac

About the Author

Alexandra Bosanac is the Core Content Manager for LowestRates.ca. Her reporting has appeared in Canadian Business, the Toronto Star, the National Post, and the CBC.

Read More

Auto insurance news

Read More Like This