Compare La Capitale car and auto insurance quotes with other top insurance companies. Find the best price.

On average, Canadians save hundreds of dollars per year by comparing quotes with us.

Get quotes from 50+ Canadian providers in 3 minutes.

Get quotes from 50+ Canadian providers in 3 minutes.

Learn more about La Capitale car insurance Canada.

La Capitale began as a mutual fund company in 1940 and was established by civil servants working on Parliament Hill in Quebec City. Now, more than 50 years later, La Capitale is a major auto insurance provider in Quebec. In addition to car insurance, La Capitale also offers life insurance, savings and retirement plans, and mortgage financing. La Capitale provides quotes for car insurance. 

La Capitale has kept its headquarters in historic Quebec City, but has expanded its insurance and financial services to neighbouring provinces by acquiring regional insurance companies like York Fire & Casualty Insurance Co., an Ontario and Alberta-facing auto and property insurer.

La Capitale Insurance has won a number of Canadian business awards, including Aon’s Best Employers for 2018 (for the third time in six years), BOMA’s Building of the Year 2017, and Visionary Company of the Year 2013. La Capitale also has a hand in social initiatives that safeguard local communities and drive environmental goals, which contributes to its reputation as one of Quebec’s most trusted insurance brands.

Get quotes for La Capitale car insurance online. Compare La Capitale car insurance quotes with rates from 50+ other Canadian insurance providers on LowestRates.ca

 

Consumer reviews for La Capitale car insurance.

ProvinceUser satisfaction rating
Alberta
Atlantic
Ontario
Quebec

 

 

 

 

 

What other insurance products does La Capitale offer?

Aside from autos and all types of leisure vehicles (motorcycles, snowmobiles, travel and stationary trailers, ATVs, motorhomes, mopeds and boats), La Capitale offers home, life, business and group insurance.

Homeowners insurance: There are three tiers of coverage for homes and condos, covering your property, belongings and liability. Standard home insurance with La Capitale include bikes, DVDs and video games of any value and professional gear like cameras, computers and tools. Add-on coverage is available for especially valuable wine and spirit collections, artworks and jewellery. La Capitale also touts some of the most comprehensive home insurance available, for those who want to insure their home and its contents against nearly any kind of damage.

Tenant insurance: Two coverage levels, basic and enhanced, both cover liability, damage to your residence from causes like fire, smoke, theft, vandalism and earthquakes, and your belongings. Tenants get the same coverage for professional equipment, DVDs, video games and bicycles as homeowners included as standard (and bikes are covered anywhere in the world). Optional extra coverage for expensive wine and liquor collections, art and jewellery are also offered.

Secondary home insurance: Options tailored to seasonally occupied vacation homes or those occupied year-round, with coverage similar to a primary residence.

Travel insurance: Trip cancellation and interruption protection through La Capitale’s SOLIS+ travel policies, with optional coverage for baggage and emergency health care, for single trips. Multi-trip coverage is also available.

Life insurance: Permanent and term life insurance policy options to protect your family’s standard of living.

Other types of insurance: Coverage for business property and liability, commercial vehicles, plus policies tailored for a wide variety of businesses, including retailers, professional services, self-employed workers, residential and commercial landlords, condo corporations and nonprofits.

The La Capitale car insurance advantage.

Discounts

La Capitale has discounts for a diverse range of customers and professionals. As a leader in sustainable development, La Capitale offers discounts for drivers of hybrid or electric vehicles. There are also additional savings available to families, young drivers and public service workers. La Capitale’s claims forgiveness coverage helps drivers avoid premium increases from the first or second auto claims on their record.

  • Save up to $400 on a new two-year auto insurance policy when you bundle with other policies.
  • Save up to $100 on your new auto insurance with the young adult promotion.
  • Save $100 on new auto insurance with the family promotional offer.
  • Save up to $450 by bundling your insurance as a public service employee or retiree.
  • Get up to 20% off if you’re a new client with no prior claims.
  • Save 15% on your electric or hybrid auto insurance.

Special programs

The THANKS Loyalty Program offers discounts to clients that add up over the years.

At loyalty milestones of three, five, 10, 15, 20 and 25 years of La Capitale coverage, you’ll receive deductions on home and auto insurance, free additional insurance coverages, and entries into La Capitale’s THANKS contests, which place thousands of dollars of travel vouchers and gas cards up for grabs.

Is there an app?

Yes. You can use the La Capitale mobile app on Android or iOS devices to file claims and provide additional proof of expenses.

How to submit a claim with La Capitale

Submitting a claim is as simple as calling La Capitale’s claim centre and following their directions. La Capitale agents want to help you settle your claim as soon as possible. Their staff are available around the clock, so any problem you encounter can be handled by customer care. The phone number for La Capitale insurance is listed below. 

There are many ways to contact La Capitale Insurance. Once your file is open you can use the La Capitale mobile app to complete and submit your claim. You can also access La Capitale’s online Client Centre on your desktop computer. You’ll be provided credentials to login to the La Capitale site.

 
 
La Capitale phone number for car insurance claims:
1-800-461-0770
Hours of availability:
Reach a La Capitale Insurance claims agent at the number above; they are available to assist with claims 24-hours a day, 7 days per week.

Join the millions of Canadians saving money on auto insurance

The first rule of saving money is to shop around for the best price. Make sure you’re not overpaying for car insurance by comparing insurance providers before you settle on one. LowestRates.ca makes comparing multiple auto insurance companies a snap. We don’t sell insurance — we’re completely independent — but we can show you which insurer is offering the lowest price. Just enter your postal code and in 3 minutes we’ll show you rates from 50+ Canadian insurance providers. Best of all? It’s free.

How comparing auto insurance quotes works. Hint: it’s free!

Compare

Next, we’ll show you quotes from 50+ Canadian providers. It’s free, with no commitment.

Save

When you find the best quote, secure your rate by talking to a licensed broker or agent.

Get Started

29,475 Canadians

have compared rates and saved money over the last 24 hours

What people say after comparing rates on LowestRates.ca:

June 2
Professionalism
The staff that spoke with me was patient and professional. She has a good human ...
Gbemisola Eyinfunjowo
May 31
Great service
Great service
Russell Hall
May 27
Quick and easy
Quick and easy, quotes in minutes. Great customer service reps, helpful and know...
Mary
May 19
Very simple and quick
Very simple and quick
Shannah B
May 17
Customer service was great
Customer service was great
Nur
May 17
Good service and information
Good service and information
Reta
May 17
questions answered
questions answered
Aaron Ridsdale
May 16
Excellent customer seevice
Excellent customer seevice
Dave Roach
May 13
Agent listened and answered all…
Agent listened and answered all questions. She was very thorough and quick!
Ben Reginella
May 11
Simply professional and pleasant
Simply professional and pleasant Thank you 👍
Eric Ifrah
May 11
Very polite and explained themselves…
Very polite and explained themselves well
Marilyn Bergeron
May 10
Easy & Professional
Easy, fast, efficient & professional.
Nancy
May 9
Great service
Great service Very pleasant to talk to
Joesph Vachon
May 8
Fast, friendly and knowledgable service.
I was still completing the online search form for new insurance when my phone ra...
Bonnie Wilson
May 6
Fast and easy
They phoned me literally within 30 seconds after my search and helped answer all...
Haley Adkins
May 5
I got the lowest rates I was looking…
I got the lowest rates I was looking for. Thank you.
Muhammed Ibrahim
April 26
Very little time on hold
Very little time on hold Easy to understand Friendly Really got a great deal
Melanie
April 26
My consultant Anees took me through the…
My consultant Anees took me through the whole process from my initial call, to r...
D.A.
April 22
My agent was easy to understand so the…
My agent was easy to understand so the process went well.
Jeffrey Kirkham
April 20
The best deal in insurance. Don’t go it alone you need expert help. are doing what I couldn’t do…
They are doing what I couldn’t do myself. They know exactly where to go to fin...
Graham Watson
April 19
I'm retired so I try to keep my cost down
your agent was very help full
Dominic Zaccaria
April 16
Very affordable auto insurance.
Very helpful representatives and gave me good price on auto insurance. So happy ...
VISHAKHA BAPUJI
April 13
A great service to connect you with the best rates.
I found the person on the phone to be helpful, courteous and professional. She p...
Rod D
April 13
Quick response
Quick response Friendly people Great price. Very happy
Scott Craggs
April 13
Very nice to talk to and efficient were…
Very nice to talk to and efficient were not in a rush explained everything
Tanya Cox
April 12
Review Hitesh Shriyan
Review Tks. Courteous competent complete.
Françoise Pierre-Pierre
April 11
Amy was fantastic
Amy was fantastic, explaining, asking if we wanted extensions and suggested exte...
Dianne Waudby

*LowestRates.ca is not an insurance brokerage.

Front view of a car. Illustration.

See how our customers save big on auto insurance.

CustomerLocationVehicleLowest rateAverage rateSaved
Quote from June 05, 2023
Customer
Male, 50 years old
Location
ontario
Vehicle
2023 MAZDA CX-5 GS 4DR AWD
Lowest Rate
$179/mth
$2,149/yr
Average Rate
$262/mth
$3,141/yr
Saved
$83/mth
31.58%
Quote from June 05, 2023
Customer
Female, 24 years old
Location
ontario
Vehicle
2023 MAZDA CX-30 GS 4DR AWD
Lowest Rate
$359/mth
$4,308/yr
Average Rate
$479/mth
$5,744/yr
Saved
$120/mth
25.00%
Alexandra Bosanac

Alexandra Bosanac

About the Author

Alexandra Bosanac is the Core Content Manager for LowestRates.ca. Her reporting has appeared in Canadian Business, the Toronto Star, the National Post, and the CBC.

Read More

Auto insurance news

Read More Like This