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Learn more about La Capitale car insurance Canada.

La Capitale began as a mutual fund company in 1940 and was established by civil servants working on Parliament Hill in Quebec City. Now, more than 75 years later, La Capitale is a major auto insurance provider in Quebec. In addition to car insurance, La Capitale also offers life insurance, savings and retirement plans, and mortgage financing. La Capitale provides quotes for car insurance. 

La Capitale has kept its headquarters in historic Quebec City, but has expanded its insurance and financial services to neighbouring provinces by acquiring regional insurance companies like York Fire & Casualty Insurance Co., an Ontario and Alberta-facing auto and property insurer.

La Capitale Insurance has won a number of Canadian business awards, including Aon’s Best Employers for 2018 (for the third time in six years), BOMA’s Building of the Year 2017, and Visionary Company of the Year 2013. La Capitale also has a hand in social initiatives that safeguard local communities and drive environmental goals, which contributes to its reputation as one of Quebec’s most trusted insurance brands.

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What other insurance products does La Capitale offer?

Aside from autos and all types of leisure vehicles (motorcycles, snowmobiles, travel and stationary trailers, ATVs, motorhomes, mopeds and boats), La Capitale offers home, life, business and group insurance.

Homeowners insurance: There are three tiers of coverage for homes and condos, covering your property, belongings and liability. Standard home insurance with La Capitale include bikes, DVDs and video games of any value and professional gear like cameras, computers and tools. Add-on coverage is available for especially valuable wine and spirit collections, artworks and jewellery. La Capitale also touts some of the most comprehensive home insurance available, for those who want to insure their home and its contents against nearly any kind of damage.

Tenant insurance: Two coverage levels, basic and enhanced, both cover liability, damage to your residence from causes like fire, smoke, theft, vandalism and earthquakes, and your belongings. Tenants get the same coverage for professional equipment, DVDs, video games and bicycles as homeowners included as standard (and bikes are covered anywhere in the world). Optional extra coverage for expensive wine and liquor collections, art and jewellery are also offered.

Secondary home insurance: Options tailored to seasonally occupied vacation homes or those occupied year-round, with coverage similar to a primary residence.

Travel insurance: Trip cancellation and interruption protection through La Capitale’s SOLIS+ travel policies, with optional coverage for baggage and emergency health care, for single trips. Multi-trip coverage is also available.

Life insurance: Permanent and term life insurance policy options to protect your family’s standard of living.

Other types of insurance: Coverage for business property and liability, commercial vehicles, plus policies tailored for a wide variety of businesses, including retailers, professional services, self-employed workers, residential and commercial landlords, condo corporations and nonprofits.

The La Capitale car insurance advantage.

Discounts

La Capitale has discounts for a diverse range of customers and professionals. As a leader in sustainable development, La Capitale offers discounts for drivers of hybrid or electric vehicles. There are also additional savings available to families, young drivers and public service workers. La Capitale’s claims forgiveness coverage helps drivers avoid premium increases from the first or second auto claims on their record.

  • Save up to $400 on a new two-year auto insurance policy when you bundle with other policies.
  • Save up to $100 on your new auto insurance with the young adult promotion.
  • Save $100 on new auto insurance with the family promotional offer.
  • Save up to $450 by bundling your insurance as a public service employee or retiree.
  • Get up to 20% off if you’re a new client with no prior claims.
  • Save 15% on your electric or hybrid auto insurance.

Special programs

The THANKS Loyalty Program offers discounts to clients that add up over the years.

At loyalty milestones of three, five, 10, 15, 20 and 25 years of La Capitale coverage, you’ll receive deductions on home and auto insurance, free additional insurance coverages, and entries into La Capitale’s THANKS contests, which place thousands of dollars of travel vouchers and gas cards up for grabs.

Is there an app?

Yes. You can use the La Capitale mobile app on Android or iOS devices to file claims and provide additional proof of expenses.

How to submit a claim with La Capitale

Submitting a claim is as simple as calling La Capitale’s claim centre and following their directions. La Capitale agents want to help you settle your claim as soon as possible. Their staff are available around the clock, so any problem you encounter can be handled by customer care. The phone number for La Capitale insurance is listed below. 

There are many ways to contact La Capitale Insurance. Once your file is open you can use the La Capitale mobile app to complete and submit your claim. You can also access La Capitale’s online Client Centre on your desktop computer. You’ll be provided credentials to login to the La Capitale site.

 
 
La Capitale phone number for car insurance claims:
1-800-461-0770
Hours of availability:
Reach a La Capitale Insurance claims agent at the number above; they are available to assist with claims 24-hours a day, 7 days per week.

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