Compare the best Mercedes-Benz car insurance quotes for free.

On average, Mercedes-Benz drivers save hundreds of dollars per year by comparing quotes with us.

Get quotes from 75+ Canadian providers in 3 minutes.

25,994 Canadians

have compared rates and saved money over the last 24 hours

What our users say:

Excellent
Based on 336 reviews
August 31
very quick and reliable rates
very quick and reliable rates
Tracie N
August 15
Don’t hesitate to move your policy
My rates went up again with my current insurance even though I have barely drive...
IGADS
August 12
I can’t believe how quickly I am…
I can’t believe how quickly I am getting email responses. Very happy with this...
Carol
July 25
Awesome 👍😎
Awesome 👍😎
Joshua Leong
July 15
Auto Insurance
I was looking for an insurance rate that would help me save money, I did a Googl...
Louise Beaton
July 7
Great and honest service !!!
Meaghan Ford was amazing with her service and very patient in explaining all the...
Zee Sajid
July 1
excellent service
excellent service
An Luu
June 22
Highly recommended
Excellent customer service. Was very patient and answer my customers toughly. Fo...
Karan Parmar
June 18
Chelsea was very helpful
Chelsea was very helpful, answered all my questions and set me up hassle free. S...
Chris
June 14
its the easiest thing in the world to…
its the easiest thing in the world to find insuance that isn't going to burn the...
ann watson
June 11
Very nice broker
Very nice broker. Good service. Found a great deal.
Meredith Berggren
June 9
Simple, fast, affordable!
Took a little longer than expected for the billing to go through, but otherwise...
Jonathan C
June 5
Awesome work
wow what an awesome rep. He did up everything, extremely fast and was very under...
Delroy Paul
June 4
It was a pleasure dealing with your…
It was a pleasure dealing with your broker, it made switching insurance companie...
Michael Sheridan
May 27
Excellent customer service
This is the first time I got insurances from Direct Rate.I have nothing but good...
Tejas Patel
May 26
Quick service
Quick service, good price
dl
May 22
Imad Harrouk was great !
Imad Harrouk was great ! intelligent well spoken professional polite a perso...
james bannon
May 20
Excellent !!! Very competitive rates !!
Excellent customer services also they have very competitive rates !!
Eliza Gallant
May 18
I was treated fairly and walked through…
I was treated fairly and walked through my purchase.I enjoyed the agent was exce...
paul neville
May 14
Highly recommend
Great experience, simple to use and they gave me a lot of options at prices that...
Chandra Wilson
May 11
Easy
Easy, clear and fast. Very effective.
Rene Izquierdo de la Cruz
May 6
Sonia was very helpful and nice…
Sonia was very helpful and nice throughout the whole process. She got me the bes...
Ali Al-Rubayee

How comparing auto insurance quotes works. Hint: it’s free!

Compare

Next, we’ll show you quotes from 75+ Canadian providers. It’s free, with no commitment.

Save

When you find the best quote, secure your rate by talking to a licensed broker or agent.

Mercedes-Benz auto insurance: what you need to know.

The German automotive brand Mercedes-Benz is best known for its luxury SUVs, coupes, sedans and convertibles. With over 85 models to choose from, would-be owners have plenty of options when it comes to choosing a car that best fits their lifestyle.

If you’re in the market for a Mercedes-Benz, you’ll need to budget for more than just its price tag. To make sure car insurance for a Mercedes-Benz doesn’t drain your wallet, you’ll want to shop around for the best Mercedes-Benz insurance in Canada.

At LowestRates.ca, we can help. We work with the top auto insurance providers in Canada to make sure you get the best deal possible. Using our comparison tool, you can start comparing rates to discover Mercedes-Benz car insurance prices right now. Just type in your postal code and click “Get Started.”

Keep reading to learn more about vehicle insurance for a Mercedes-Benz.

How much is insurance for a Mercedes-Benz?

Mercedes-Benz insurance coverage will vary from province to province. In British Columbia, Saskatchewan and Manitoba, for instance, the provincial government runs vehicle insurance programs. The Atlantic provinces, Alberta and Ontario, on the other hand, are run by the private system. Quebec has a combination of public and private auto insurance — the government offers personal injury insurance and private insurers control direct compensation property damage coverage.

The cost of Mercedes-Benz insurance is not just broken down by province, but by city, too. If you live in a major city with a dense population, your insurance rates are going to scale higher because there’s greater risk of vehicle theft and damage.

Aside from where you live, your driving experience and your insurance history will also determine your Mercedes-Benz car insurance rates. If you have 10+ years of experience behind the wheel, you’ll likely pay less insurance than someone fresh out of drivers ed.

Because so many factors come into play when calculating insurance rates, it’s hard to give the average cost of Mercedes-Benz insurance. It’s better to apply for quotes using LowestRates.ca’s comparison tool to get the most accurate information possible.

Estimated Premium

Front view of a car. Illustration.

See how our customers save big on auto insurance.

CustomerLocationVehicleLowest RateAverage RateSaved
Quote from September 27, 2021
Customer
Male, 22 years old
Location
ontario
Vehicle
2009 MERCEDES-BENZ C350 4MATIC 4DR
Lowest Rate
$2,884/yr
Average Rate
$4,868/yr
Saved
41.00%
Quote from September 27, 2021
Customer
Male, 33 years old
Location
ontario
Vehicle
2018 MERCEDES-BENZ C300 4MATIC 4DR
Lowest Rate
$2,783/yr
Average Rate
$4,505/yr
Saved
38.00%

Your questions about Mercedes-Benz auto insurance rates, answered.

What is the cheapest Mercedes-Benz to insure?

The cheaper the Mercedes-Benz model, the cheaper the car insurance — in most cases, anyway. While custom trim is often what makes a car a luxury model, these features can come with a hefty price tag, making them more expensive to insure.

The make and model also make a difference. Your insurance company will use this data to make a risk assessment about your vehicle. Since new cars often use more advanced technology, they can be assessed as harder to replace. Cheap parts, alternatively, will be easier for an insurance company to cover in the case of a Mercedes-Benz insurance claim.

Use LowestRates.ca to compare quotes online for Mercedes-Benz insurance.

Used vs. new Mercedes-Benz: which is cheaper to insure?

If you’re looking to keep costs down when it comes to car insurance, consider a used Mercedes-Benz. It’s usually cheaper to ensure a used car than it is a new car.

Insurance policies for a new Mercedes-Benz also sometimes wind up more costly because comprehensive and collision insurance are usually recommended. These add-ons help cover costs in the case of an accident, theft, weather damage, or other occurrences that can tarnish a vehicle. Leased cars usually require comprehensive and collision coverage, as well. Cars that are five years or older, on the other hand, are considered used and don’t typically require those extra expenses.

Of course, new cars come with their own perks, such as a modern design and more advanced technology. They also sometimes function better because they waste less fuel and come with a warranty.

If you are looking to pick up a used car, though, Mercedes-Benz offers their own certified pre-owned vehicles that have to pass an engine test, appearance standards, an on-road evaluation and more.

What is the best car insurance for a Mercedes-Benz?

If you’re on the lookout for the best car insurance rates for a Mercedes-Benz, you’ve come to the right place. Since there’s no single insurance provider that’s best for a Mercedes-Benz, or any make for that matter, it’s best to compare quotes for Mercedes-Benz insurance through our online platform. Or, alternatively, you can reach out to a broker for Mercedes-Benz insurance.

While lenders typically want to know the make and model of a car, they also take into consideration personal information about the driver, such as driving history, location, age and more.

Underwriting standards will also come into play in the decision making process. Each lender has its own approach to underwriting and it’s not always made perfectly clear. But, this will influence the rate the lender offers.

How are auto insurance quotes for Mercedes-Benz calculated?

When calculating your Mercedes-Benz insurance, lenders review a wide range of criteria. Here are some factors they consider:

Location: Each province and territory has its own rules when it comes to auto insurance. Some provinces have public, government-run insurance, while others have private insurance options. Quebec has a hybrid of both public and private insurance.

Lenders also look at the city or town where you’ll spend most of your time on the road. Rural areas can sometimes be cheaper because there are less instances of collision and theft.

Age: Lenders measure experience by the years an applicant has been driving. For young drivers, Mercedes-Benz insurance is typically higher because it’s hard to predict how well a new driver is going to fare on the road. As you get older in years, and your driving expertise grows, lenders will usually lower insurance costs.

History: If you want the lowest insurance possible, keep a clean driving record. Once you’ve got a few spots on your driving record, your insurance will start climbing upwards.

Customer Loyalty: All companies want repeat customers and that includes insurance lenders. When it comes to insurance renewals for Mercedes-Benz, you’ll likely get a lower deal than you did the first time around.

Underwriting: Each insurance company has its own underwriting process. It’s basically how a lender assesses the risk they’ll take when insuring your vehicle. The higher the risk, the higher the insurance.

Is it safe to buy Mercedes-Benz insurance online?

Yes, it’s totally safe to buy car insurance online. We’ve helped Canadians save millions on their insurance costs. Get a quote for car insurance on LowestRates.ca and start saving today.

Auto insurance news

Read More Like This