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What our users say:

Excellent
Based on 336 reviews
August 31
very quick and reliable rates
very quick and reliable rates
Tracie N
August 15
Don’t hesitate to move your policy
My rates went up again with my current insurance even though I have barely drive...
IGADS
August 12
I can’t believe how quickly I am…
I can’t believe how quickly I am getting email responses. Very happy with this...
Carol
July 25
Awesome 👍😎
Awesome 👍😎
Joshua Leong
July 15
Auto Insurance
I was looking for an insurance rate that would help me save money, I did a Googl...
Louise Beaton
July 7
Great and honest service !!!
Meaghan Ford was amazing with her service and very patient in explaining all the...
Zee Sajid
July 1
excellent service
excellent service
An Luu
June 22
Highly recommended
Excellent customer service. Was very patient and answer my customers toughly. Fo...
Karan Parmar
June 18
Chelsea was very helpful
Chelsea was very helpful, answered all my questions and set me up hassle free. S...
Chris
June 14
its the easiest thing in the world to…
its the easiest thing in the world to find insuance that isn't going to burn the...
ann watson
June 11
Very nice broker
Very nice broker. Good service. Found a great deal.
Meredith Berggren
June 9
Simple, fast, affordable!
Took a little longer than expected for the billing to go through, but otherwise...
Jonathan C
June 5
Awesome work
wow what an awesome rep. He did up everything, extremely fast and was very under...
Delroy Paul
June 4
It was a pleasure dealing with your…
It was a pleasure dealing with your broker, it made switching insurance companie...
Michael Sheridan
May 27
Excellent customer service
This is the first time I got insurances from Direct Rate.I have nothing but good...
Tejas Patel
May 26
Quick service
Quick service, good price
dl
May 22
Imad Harrouk was great !
Imad Harrouk was great ! intelligent well spoken professional polite a perso...
james bannon
May 20
Excellent !!! Very competitive rates !!
Excellent customer services also they have very competitive rates !!
Eliza Gallant
May 18
I was treated fairly and walked through…
I was treated fairly and walked through my purchase.I enjoyed the agent was exce...
paul neville
May 14
Highly recommend
Great experience, simple to use and they gave me a lot of options at prices that...
Chandra Wilson
May 11
Easy
Easy, clear and fast. Very effective.
Rene Izquierdo de la Cruz
May 6
Sonia was very helpful and nice…
Sonia was very helpful and nice throughout the whole process. She got me the bes...
Ali Al-Rubayee

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When you find the best quote, secure your Laval auto insurance rate by talking to a licensed broker or agent.

We can help you find cheap car insurance in Laval.

As one of the largest cities in Quebec, thousands of cars pass through Laval’s roads and highways each day, many of them en route to neighbouring Montreal. This kind of congestion means Laval drivers often pay more for car insurance than drivers from more rural parts.

But if you call Laval your hometown, don’t despair. Paying a lot for car insurance isn’t your fate. Find lower rates by shopping the Quebec car insurance market.

Start by entering your postal code. Within three minutes, you’ll receive quotes from 75+ insurance providers. Next, we’ll connect you with a Laval car insurance broker.

On average, Laval drivers save hundreds of dollars per year by comparing quotes using our online tool. It only takes a few minutes to compare multiple Laval auto insurance quotes on LowestRates.ca.

Whether you’re looking for cheap car insurance for new drivers or car insurance in Laval for seniors, LowestRates.ca has you covered. Start now to find your best Laval auto insurance rates, or read on to learn more about how to find affordable car insurance in Laval.

Front view of a car. Illustration.

See how our customers save big on auto insurance.

CustomerLocationVehicleLowest RateAverage RateSaved
Quote from September 23, 2021
Customer
Male, 21 years old
Location
laval
Vehicle
2019 HONDA CIVIC LX 4DR
Lowest Rate
$4,381/yr
Average Rate
$6,460/yr
Saved
32.00%
Quote from September 23, 2021
Customer
Male, 35 years old
Location
laval
Vehicle
2013 MERCEDES-BENZ C350 4MATIC 2DR
Lowest Rate
$1,273/yr
Average Rate
$1,862/yr
Saved
32.00%

Focus on

Driving in Laval.

Most popular cars in Laval

Based on the car insurance quotes completed on LowestRates.ca here are some of the most popular automobile brands in Laval.

Popular Brands

  1. Honda
  2. Toyota
  3. Hyundai
  4. Volkswagen
  5. Nissan

Who shops for auto insurance quotes in Laval?

We pulled data from the LowestRates.ca database to give you more information about who’s shopping for cheap auto insurance quotes in Laval.

Gender of our users

Male
71%
Female
29%

Average Age

37

years old

Tickets & Accidents

Have Tickets
19.8%
Have Had Accidents
28.7%

What can I do to get cheap car insurance in Laval?

It's easy — if you know how. Here are some of the best ways to lower your auto insurance premiums:

Shop around

We'll show you the most competitive rates from all the top insurers. Now you can compare quotes all in one place.

Buy the right coverage

Avoiding extra frills in your policy and paying for only the coverage you need will lower your premiums.

Drive responsibly

Your driving record impacts your rate. Fewer infractions and fines equals cheaper insurance.

Pay on time

Prompt payments can save you money on late fees and lower your premiums. Insurers love a good customer.

Bundle up

Adding a house, motorcycle, RV, or other type of insurance policy to your car insurance plan can lower your rates.

Be safe, not sorry

Safety features like winter tires and alarm systems can help reduce your insurance premium.

Stick with one insurer

Most auto insurance companies give special discounts to customers who stay with them for a number of years.

Take a course

A defensive driving course makes you a better driver and can significantly reduce your car insurance premiums.

Keep driving

The math is clear: more experience on the road equals lower car insurance premiums. Young drivers almost universally pay higher rates for car insurance. While it’s difficult for new drivers to secure cheap car insurance rates, you may be able to lower your rates by maintaining good grades and attending driving school.

Look at location

Where you drive affects your premiums. Some areas are associated with higher rates of car accidents and theft.

Choose the right car

Cars with high crash-test scores, low theft ratings, and less powerful engines tend to have cheaper insurance rates.

Track your driving

With a usage-based car insurance policy, you can turn your low-risk driving habits into lower premiums.

Your questions about car insurance in Laval, answered.

How much is car insurance in Laval?

According to the Insurance Bureau of Canada, the average cost of car insurance in Quebec is $717. However, Laval residents can expect more than that, according to our data.

This higher average cost for Lavall can be explained in part because it's Quebec’s third-largest city, located in one of the country’s most populated regions. This means the area has some of Canada’s most heavily trafficked roads. More residents and more drivers equal more potential for collisions. Your rates have to reflect that.

Our data found that 71% of Laval shoppers on our site are men. Generally, men pay more for vehicle insurance and in Quebec, insurers are allowed to take gender into consideration when determining a rate.

Customers from Laval at LowestRates.ca also skew young, with an average age of 35. Younger people generally pay more for insurance because of their shorter driving histories.

Additionally, about a fifth of Laval visitors to our site had traffic tickets and a similar number had an accident on their record. Both of these last factors can lead to higher rates.

Don’t worry about the Laval average being higher than the provincial average. Your Laval car insurance costs will vary depending on your needs and personal driving history.

For a better idea of how much you’ll end up paying, our Quebec car insurance calculator can help Laval drivers estimate their costs.

How do Laval car insurance rates compare to other cities in Quebec?

Though Laval drivers pay about 13% less than neighbouring Montreal according to our data, car insurance prices in Laval are higher than in cities elsewhere in the province.

Densely populated cities with lots of traffic tend to have higher than average auto insurance premiums. It's also a fact that insurance companies anticipate more thefts and accidents due to the larger population size and number of drivers. According to LowestRates.ca data, the highest auto insurance premiums in Quebec, starting with the most expensive, are found in:

  • Montreal
  • Lachine
  • Saint-Laurent
  • Lasalle
  • Verdun

Meanwhile, our data suggests the lowest premiums are found in the following Quebec cities, beginning with the cheapest:

  • Vandreuil-Dorion
  • Vaudreuil-sur-le-Lac
  • Sherbrooke
  • Longueuil
  • Pointe-Claire

These locations are less populous than Laval, which generally leads to cheaper auto insurance rates. Pointe-Claire, a smaller Montreal suburb, for instance, is about 27% cheaper than Laval.

Where you live is only one factor in calculating your premiums, so don’t get sticker shock. Companies will determine how much you’ll pay for Laval car insurance rates by taking multiple factors into account including your personal driving history. Because rates can vary between companies, using a tool like LowestRates.ca can help.

Where do I get the cheapest car insurance quotes in Laval?

There’s no single car insurance company in Laval offering cheap insurance quotes to all drivers. Shopping around by comparing rates is the only way to ensure getting the cheapest rates that fit your requirements.

Laval car insurance quotes vary depending on many factors, including personal driving histories. Some considerations insurance companies take into account are out of your control; these include loss ratios influenced by the driving histories of their customer base and their underwriting standards.

But some factors are under your control, like the vehicle you drive, how many kilometres you drive in a year, your personal driving record, and the amount of insurance you buy.

To ensure you get a cheap rate, there are some elements you can control that can help keep your rates down. In general, buying a simple car without too many options or a used one can help reduce your rate. Limiting mileage and opting for a basic car insurance policy will help, too. You can drive down your rates a bit further by taking advantage of the discounts offered by insurance companies.

Even if you have a policy already, it’s worth comparing it against other options before your renewal date. There may be opportunities to save by moving companies, and you may be surprised by how much prices can vary. LowestRates.ca can help you find Laval car insurance at the rate that fits your needs and works with your budget.

What factors affect the cost of car insurance in Laval?

Factors related to where you live are considered when creating a quote. Automobile insurance in Laval is impacted by such factors. But many, if not most, of these factors are related to your personal driving history, the vehicle you own or plan to purchase, and the Laval auto insurance company you choose.

What are car insurance rates in Laval for seniors?

Adults between the ages of 50 and 70 get some of the lowest car insurance rates in Laval. If you belong to this demographic, you probably have a long history of being insured and you might even have bundled your home insurance policy with the same provider of your auto insurance. After age 70, your rate might begin to creep up. If you do see your rates begin to climb again, it may be time to shop around for new automobile insurance in Laval.

What are car insurance rates in Laval for students?

For high school, college or university students in Laval, car insurance quotes tend to be more expensive than those for their parents. This is largely because students generally don’t have long driving histories and are under age 25, putting them at higher risk for accidents. There are still factors causing variations in rates: the model and age of car you drive, your gender, and your driving record among them. Some insurers offer discounts for good grades, which can be one way to help reduce your premium costs.

To find cheap car insurance for new drivers in Laval, comparing rates from multiple companies is recommended.

What are car insurance rates in Laval for new immigrants?

Laval car insurance estimates for new immigrants can vary widely, which is why it’s a great idea to use a comparison tool like LowestRates.ca when shopping for a policy. Rates for new immigrants depend on your driving history, car, and other factors. Canadian insurers may not necessarily credit your driving history from outside the country. One option to get a reduced rate is to take a Canadian driving course.

What are car insurance rates in Laval for high-risk drivers?

Because car insurance in Laval can cost more than the provincial average, car insurance in Laval for high-risk drivers could cost more than it will elsewhere in Quebec.

These rates vary depending on your driving record, though high-risk drivers, as a rule, pay more than other drivers. This is because drivers with driving histories that include at-fault accidents, driving offense convictions are considered to be more likely to file a claim later on. Nonetheless, there are different insurance options for high-risk drivers which can vary in price, so it’s worthwhile to shop around using LowestRates.ca before purchasing.

How can I reduce my car insurance premiums in Laval?

When shopping for a car, pick a simple model or a used one. Vehicles that don’t have a lot of extras to fix or aren’t attractive to thieves typically cost less to insure than newer luxury or high-performance models. You can also purchase only the basic civil liability insurance required instead of adding collision and/or comprehensive insurance to save on your premium. You can also make consistent payments and take advantage of discounts.

The most important tip for cheap auto insurance in Laval, however, is to shop around. By entering your information at LowestRates.ca, you’re only a few minutes away from finding cheap car insurance in Laval.

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