Whether you’re a tenant or a homeowner, you often have recourse.
How we find you the best home insurance rates in Victoria.
Own a home in Victoria, B.C.? You need home insurance.
While you’re not legally required to purchase home insurance, mortgage applications often hinge on it. Without insurance, financial institutions won’t lend money to you.
And even if you own your home outright, it’s still a good idea to buy home insurance. It not only protects you from potentially incurring massive debt from physical damage to your home, it also offers a financial safety net if you’re sued for causing damage to another person’s property.
To compare home insurance quotes from 75+ Canadian insurance providers, just select the type of property you're looking to insure (a home, condo, or apartment) and enter your postal code. Depending on which provider is offering your lowest rate, you may be able to secure a rate immediately online. Otherwise, we’ll put you in touch with a Victoria home insurance broker or agent who can lock in your new (lower) rate.
But finding the right home insurance plan can be tricky. To get the best policy, you’ll need to ask your agent or broker a lot of questions.
We’ve assembled the answers to some of the most frequently asked questions about buying property insurance in Victoria: from the cost of insurance to the types of protection available.
And we’ll help you find savings, too, with tips on lowering your Victoria home insurance premiums and — most importantly — how to compare Victoria home insurance providers.