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Learn more about belairdirect insurance.

You might have first heard of Bel Air Insurance if you drove a cab in 1955 in Montreal. In fact, the name is derived from the popular car at the time – the Chevrolet Bel Air. The company got its start when it was founded by the Taxi Diamond Association of Montreal and was meant to protect its 2,000 members who had trouble getting insurance.

That was the case until 1963, when the company offered insurance to all cab drivers, and then 1970 began to provide home insurance as well. Later, Groupe Commassur (a company composed of belairdirect and Groupe Commerce) bought the Bel Air Insurance Company Inc. shares and, in 1984, divested from the Taxi Diamond Association of Montréal.

In 1989, Commassur Inc. was bought by ING Group and by 1996, the company rebranded to belairdirect and launched in Ontario and Quebec. One year later, the company became the first in North America to offer car insurance for purchase online.

In 2015, belairdirect expanded its online capabilities by offering quick insurance quotes within three minutes. Today, the company serves 900,000 clients across Canada.

Belairdirect offers customized auto insurance for drivers in Ontario, Quebec and Alberta and offers smart features that allow you to manage your insurance in the belairdirect app.

Get a quote for belairdirect car insurance online and see how it compares to 50+ other Canadian providers in under 3 minutes on LowestRates.ca.

 

 

What other types of insurance does Belairdirect offer?

Along with car insurance, belairdirect offers a number of different insurance coverage types for individuals, groups and businesses.

Home, condo or renters' insurance: Home insurance is offered to Ontario, Quebec, Alberta and BC residents. Protecting your dwelling and belongings is crucial whether you are a homeowner or renter. Belairdirect home insurance can also protect you from personal liability if someone is accidentally hurt or requires medical treatment.

Recreational and seasonal vehicles: Recreational vehicles are only used at certain times a year and for a limited time. They require different types of insurance needs. Belairdirect works with its clients to find the right insurance that meets their needs on these types of vehicles. You can get a recreational vehicle quote by calling 1-833-644-7899.

Belairdirect car insurance discounts

Belairdirect has a variety of insurance options and discounts that drivers can receive through special programs, including:

Multi-vehicle discount: All eligible drivers at the same address can receive up to 15% off their auto insurance, even if they are on different contracts with belairdirect.

Automerit: Belairdirect can monitor driving habits through its app. The safer you are, the more you can save, as far as 25%. Unfortunately, taking risks and driving poorly can also increase your belairdirect auto insurance rates.

Bundling: Combining the insurance of your home and car under belairdirect in this case, could save up to 10% on your home insurance and up to 20% on your car insurance premiums.

Group insurance: Employers can help their employees save by signing up for a group program. Groups can get preferred insurance rates for home and auto coverage, group benefits, and additional discounts.

Over 50: With experience comes rewards. Belairdirect offers discounts for older drivers with a clean driving record, including:

29,721 Canadians

have compared rates and saved money over the last 24 hours

What people say after comparing rates on LowestRates.ca:

March 20
EXcellent service while obtaining quote
EXcellent service while obtaining quote
harvey scott
March 18
Useful information can be found
Useful information can be found
Sadoum Tim
March 18
Very helpful and friendly.
Very helpful and friendly.
Larry Haynes
March 18
They listen and also give you great…
They listen and also give you great suggestions.
Ahmed Bottan
March 18
Very skilled and intelligent.
Answer all my questions and concerns. Very knowledgeable.
Barry John
March 18
Bad at first but great in the end ...
The first broker I spoke with over promised and under delivered. He was supposed...
Robert Murray
March 17
Friendly staff
Friendly staff
Bryan Chase
March 17
Quick
Quick , Easy and derfinite
Douglas Bailey
March 17
Got back to me in a great amount of…
Got back to me in a great amount of time; however, the rate is the same so might...
nancy martin
March 17
Excellent
The customer service is excellent
samogunboye
March 15
Saved me about $500 compared to what I…
Saved me about $500 compared to what I was paying.
Michael L Jeffrey
March 15
The broker did a great job.was very…
The broker did a great job.was very professional.overall I’m a happy customer ...
A.W
March 12
The first person to whom I spoke was…
The first person to whom I spoke was very courteous and helpful. Unfortunately ...
J.A.R.
March 11
Dan was efficient and got the quote to…
Dan was efficient and got the quote to me by email almost instantly. great servi...
Robert Read
March 11
A really Professional and Stress free experience
I was pleased with the ease of getting an exact quote on my existing car and for...
Robert Inkster
March 10
Good Price.
Good Price.
Jean Flaubert Mougou Sandjo
March 10
SUPER HAPPY
I have used this twice now and could not be happier woth the results!!!! Amazing...
Ashley

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CustomerLocationVehicleLowest rateAverage rateSaved
Quote from March 22, 2025
Customer
Female, 29 years old
Location
cambridge
Vehicle
2015 FORD FOCUS SE 4DR
Lowest Rate
$189/mth
$2,263/yr
Average Rate
$229/mth
$2,750/yr
Saved
$41/mth
17.71%
Quote from March 22, 2025
Customer
Male, 25 years old
Location
east york
Vehicle
2010 MITSUBISHI LANCER SPORTBACK GTS 4DR
Lowest Rate
$313/mth
$3,752/yr
Average Rate
$482/mth
$5,787/yr
Saved
$170/mth
35.17%
Quote from March 22, 2025
Customer
Male, 33 years old
Location
north york
Vehicle
2011 SUBARU FORESTER 2.5 X WAGON AWD
Lowest Rate
$199/mth
$2,391/yr
Average Rate
$336/mth
$4,030/yr
Saved
$137/mth
40.67%

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Joel Kranc

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Joel Kranc is an award-winning writer, author and journalist. Most of his experience lies within the institutional investment and financial services space. He also covers a variety of business topics for publications in North America and the UK.

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