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What our users say:

June 2
The staff that spoke with me was patient and professional. She has a good human ...
Gbemisola Eyinfunjowo
June 2
Very clear explanation of coverages…
Very clear explanation of coverages available and receptive to understanding my ...
June 2
quick response from multiple brokers…
quick response from multiple brokers with competitive quotes
June 1
Very helpful and to the point
Very helpful and to the point, an easy transition from my previous company and v...
Jody Deforge
May 31
I was looking for home and auto…
I was looking for home and auto insurance, received a quote online, and within s...
Ilda Faria
May 31
Great service
Great service
Russell Hall
May 27
Quick and easy
Quick and easy, quotes in minutes. Great customer service reps, helpful and know...
May 26
I was very leary about getting…
I was very leary about getting insurance through an online agency, but everythin...
Mr. Dubious
May 25
Very easy
Very easy! Call back right away and set up with new insurance provider fast and ...
Wendy Weber
May 19
First time driver
Made the insurance process easy and found the best price for me. Amazing custome...
Dylan Ingram
May 19
Very simple and quick
Very simple and quick
Shannah B
May 17
Helpful agent
Helpful agent. Made me feel like he was really trying to get me the lowest rate ...
May 17
Customer service was great
Customer service was great
May 17
This company a good comparison between…
This company made a good comparison between some insurance companies and this wa...
Reza Moemeni
May 17
Good service and information
Good service and information
May 17
questions answered
questions answered
Aaron Ridsdale
May 16
Excellent customer seevice
Excellent customer seevice
Dave Roach
May 13
Agent listened and answered all…
Agent listened and answered all questions. She was very thorough and quick!
Ben Reginella
May 11
Simply professional and pleasant
Simply professional and pleasant Thank you 👍
Eric Ifrah
May 11
Very polite and explained themselves…
Very polite and explained themselves well
Marilyn Bergeron
May 10
Easy & Professional
Easy, fast, efficient & professional.
May 9
Great service
Great service Very pleasant to talk to
Joesph Vachon
May 6
Fast and easy
They phoned me literally within 30 seconds after my search and helped answer all...
Haley Adkins
May 5
I got the lowest rates I was looking…
I got the lowest rates I was looking for. Thank you.
Muhammed Ibrahim

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When you find the best quote, secure your Terrebonne home insurance rate by talking to a licensed broker or agent.

Getting the best home insurance in Terrebonne.

Terrebonne, Quebec is a historic district located less than 20 minutes from downtown Montreal.

While residents can enjoy a high standard of living at a lower cost compared to nearby urban centres, keeping costs down remains a priority for many.

The good news is that finding savings on home insurance coverage in Terrebonne is easy to do when you know where to look and who to speak to.

At, we help you compare current rates for home insurance in Terrebonne with our free, online quote tool.

Beyond that, you can speak with a broker to fine-tune your policy and make sure you’re getting the best coverage at the lowest rate.


Tips on how to lower the cost of your home insurance policy in Terrebonne.

Getting insurance for your home is easier than it may seem. To secure the best price for home insurance in Terrebonne, the Financial Consumer Agency of Canada recommends following these steps when shopping for home insurance.

Compare insurance quotes online for homes in Terrebonne from various providers.

Ask your broker or agent about bundling your home and car insurance policies.

Ask your broker or agent about which discounts you qualify for.

You might be able to further reduce your by increasing your deductible (the amount you pay toward a claim before your insurance kicks in) and by offering to pay your insurance bill annually instead of monthly.

Increasing your deductible is a great way to save on home insurance in the short term, just make sure you have money reserved for this purpose. Focusing on finding cheap quotes isn’t always a good idea. Having the right amount of coverage — now that should always be the goal.

Factors that determine your home insurance quote in Terrebonne.

Your home insurance policy will be customized to suit your needs and the property you’re insuring.

Your home insurance policy will be customized to suit your needs and the property you’re insuring.

Home insurance premiums are determined by dwelling type (is it a single-detached home, a house with a basement tenant suite, or a condo?). Insurance companies also try to predict the kind and size of claim you might make in the future.

Here are some of the criteria insurance companies look at when calculating your premium.

  • Contents and quality of construction.
  • Distance to a fire hydrant.
  • The age of your roof.
  • The location of your home.
  • The square footage of your home.
  • Your home’s plumbing.
  • Your home’s electrical system.
  • Your insurance claims history.

Your questions about homeowners insurance in Terrebonne, answered.

How much is home insurance in Terrebonne?

There is no average cost for home insurance in Terrebonne because so many variables go into determining each individual rate.

To get the best home insurance rates in Terrebonne, you’ll first have to determine what type of policy you want.

From there, you’ll use our free, online quote tool to share important details.

Insurance providers are especially interested to know about the size of your home, its state of repair and its location.

They’re also keen to understand your insurance history. Are you someone who has made claims in the past?

Once these details have been input, more than 50 of the best insurance companies in Canada will have the opportunity to offer you a rate.

From there, you’ll be able to tailor the policy to you specific needs and, in the process, find ways to save.

What perils are specific to Terrebonne?

The type of home insurance policy you get will clearly outline which perils are covered and which ones are not.

The policy is likely to have exclusions, leaving you with a decision to make about whether you want to purchase additional coverage in order to be protected.

We recommend that residents in Terrebonne consider whether they’d like to be protected against earthquake and flooding – which are each common exclusions.

While an earthquake in Quebec may seem unlikely, it’s not unheard of. In 2010, a 5.0 magnitude earthquake hit Ontario and Quebec.

And, damage to homes in Terrebonne due to flooding is increasingly a threat as extreme weather becomes more common in many parts of Canada.

While additional coverage is likely to increase the price of insurance for your home in Terrebonne, consider that you may end up paying more in the long run if your home is damaged and you don’t have additional coverage.

What perils does home insurance cover in Terrebonne?

Perils that are covered by comprehensive policies, which is a policy type that’s popular among many Canadians, include:

  • Broken windows
  • Electrical current
  • Explosion
  • Falling objects (depending on cause)
  • Fire
  • Hail
  • Lightning
  • Smoke damage (except from your fireplace)
  • Theft
  • Vandalism
  • Water damage
  • Wind damage

The insurance estimate for your home in Terrebonne will be determined in large part by the type of coverage you get. So, it’s wise to closely consider what perils you’d like to be protected against before you make a choice.

For example, if you can tolerate the risk of a policy that doesn’t protect against water damage from flood, a basic policy may be the right choice for you.

On the other hand, if you’d prefer extensive protection, you may opt for a comprehensive policy with additional coverage for exclusions such as flooding and earthquake.

What perils won’t property insurance cover in Terrebonne?

Each policy type may contain exclusions – specified perils against which the home and its contents will not be covered.

Common exclusions are: absence from the home, damage caused by renters, earthquake, existing damage and flooding.

Carefully review your policy so that you’re clear on any exclusions.

Once you get a quote using’s free, online tool, you’ll receive a call from a broker. They’ll happily answer any questions you have about policy types, exclusions and additional coverage.

What kind of home insurance do you need in Terrebonne?

The type of insurance you get for a house in Terrebonne depends largely on what you want to be covered for.

Many homeowners in Canada prefer comprehensive policies which cover against all perils to their home and its contents – except for what is specifically excluded.

Regardless of what type of policy you decide on, we recommend that you consider the benefits of additional coverage for flooding, particularly since Terrebonne is so close to waterways that have flooded in the past.

What can you do to save on home insurance premiums in Terrebonne?

Good news: regardless of what type of coverage you get, there are many ways to reduce the insurance rates for your home in Terrebonne.

Some of the most common ways include:

  • Bundle insurance policies so that each is held with one carrier.
  • Establish and maintain a good credit score. In some provinces, carriers can consider credit scores when determining rates.
  • Get a home inspection to verify the condition of the home when it’s first insured.
  • Increase the deductible.
  • Install a burglar alarm.
  • Limit the volume of insurance claims.
  • Mitigate potential risks within a home by installing a carbon monoxide monitor, smoke detector and sprinkler system.
  • Update the home so that it’s as resistant to disaster as possible.

Speak with an insurance broker about your home in Terrebonne to learn more about how you can reduce your rate.

What are the best home insurance providers in Terrebonne?

No insurance company provides better coverage compared to others.

To get the cheapest insurance rate for your home in Terrebonne, start by comparing quotes for home insurance in Terrebonne.

To receive the quotes, you’ll highlight important details about the home, its size, state of repair and location as well as questions about you, the policyholder.

More than 50 of the best providers will have the opportunity to offer quotes for your policy, leaving you to decide which suits you best.

A broker will call you after you’ve received quotes. They’ll answer all of your questions, for free, and make recommendations on how to fine-tune the policy so that it’s right for you.

What if I own a condo or rent? Can I still buy property insurance online?

Yes, home insurance is easily available for condos and townhouses. Many home insurance companies serve Terrebonne.

Regardless of what type of home you have – a detached or semi-detached home, a condo or townhouse — you’ll have to decide what type of policy makes the most sense for you.

If you live in a condo or apartment, coverage for different types of perils may be split up between your own condo or tenant insurance and the building owner or condo association’s insurance coverage.

We recommend that you understand what the landlord’s or condo association’s insurance covers and what it doesn’t, so you can purchase a policy that gives you the right protection for your needs.

As well, if you are a renter, your belongings will typically be covered by your tenant insurance if they are damaged from a sudden, accidental event, like a severe storm that breaks a window and lets rain come into your apartment, or a sudden burst pipe.

It’s easier to get affordable insurance for a home Terrebonne when you have a clear understanding of what a policy covers, what coverage is excluded and what a condo association’s coverage covers.

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