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What our users say:

Based on 336 reviews
August 31
very quick and reliable rates
very quick and reliable rates
Tracie N
August 15
Don’t hesitate to move your policy
My rates went up again with my current insurance even though I have barely drive...
August 12
I can’t believe how quickly I am…
I can’t believe how quickly I am getting email responses. Very happy with this...
July 25
Awesome 👍😎
Awesome 👍😎
Joshua Leong
July 15
Auto Insurance
I was looking for an insurance rate that would help me save money, I did a Googl...
Louise Beaton
July 1
excellent service
excellent service
An Luu
June 22
Highly recommended
Excellent customer service. Was very patient and answer my customers toughly. Fo...
Karan Parmar
June 18
Chelsea was very helpful
Chelsea was very helpful, answered all my questions and set me up hassle free. S...
June 14
its the easiest thing in the world to…
its the easiest thing in the world to find insuance that isn't going to burn the...
ann watson
June 11
Very nice broker
Very nice broker. Good service. Found a great deal.
Meredith Berggren
June 5
Awesome work
wow what an awesome rep. He did up everything, extremely fast and was very under...
Delroy Paul
June 4
It was a pleasure dealing with your…
It was a pleasure dealing with your broker, it made switching insurance companie...
Michael Sheridan
May 26
Quick service
Quick service, good price
May 22
Imad Harrouk was great !
Imad Harrouk was great ! intelligent well spoken professional polite a perso...
james bannon
May 21
Imad Harrouk helped me get the best…
Imad Harrouk helped me get the best home and auto bundle insurance quote. He was...
Amanda Moskowitz
May 20
Excellent !!! Very competitive rates !!
Excellent customer services also they have very competitive rates !!
Eliza Gallant
May 18
I was treated fairly and walked through…
I was treated fairly and walked through my purchase.I enjoyed the agent was exce...
paul neville
May 14
Highly recommend
Great experience, simple to use and they gave me a lot of options at prices that...
Chandra Wilson
May 11
Easy, clear and fast. Very effective.
Rene Izquierdo de la Cruz
May 6
Sonia was very helpful and nice…
Sonia was very helpful and nice throughout the whole process. She got me the bes...
Ali Al-Rubayee

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When you find the best quote, secure your Terrebonne home insurance rate by talking to a licensed broker or agent.

Getting the best home insurance in Terrebonne.

Terrebonne, Quebec is a historic district located less than 20 minutes from downtown Montreal.

While residents can enjoy a high standard of living at a lower cost compared to nearby urban centres, keeping costs down remains a priority for many.

The good news is that finding savings on home insurance coverage in Terrebonne is easy to do when you know where to look and who to speak to.

At, we help you compare current rates for home insurance in Terrebonne with our free, online quote tool.

Beyond that, you can speak with a broker to fine-tune your policy and make sure you’re getting the best coverage at the lowest rate.

Outline of a house. Illustration.

See how much you could be saving on home insurance.

Type of homeLocationPrevious claimsLowest rateAverage rateSaved
Quote from September 23, 2021
Type of home
Detached 2,037 sq ft
Previous claims
Lowest Rate
Average rate
Quote from September 23, 2021
Type of home
Detached 1,292 sq ft
Previous claims
Lowest Rate
Average rate

Tips on how to lower the cost of your home insurance policy in Terrebonne.

Getting insurance for your home is easier than it may seem. To secure the best price for home insurance in Terrebonne, the Financial Consumer Agency of Canada recommends following these steps when shopping for home insurance.

Compare insurance quotes online for homes in Terrebonne from various providers.

Ask your broker or agent about bundling your home and car insurance policies.

Ask your broker or agent about which discounts you qualify for.

You might be able to further reduce your by increasing your deductible (the amount you pay toward a claim before your insurance kicks in) and by offering to pay your insurance bill annually instead of monthly.

Increasing your deductible is a great way to save on home insurance in the short term, just make sure you have money reserved for this purpose. Focusing on finding cheap quotes isn’t always a good idea. Having the right amount of coverage — now that should always be the goal.

Factors that determine your home insurance quote in Terrebonne.

Your home insurance policy will be customized to suit your needs and the property you’re insuring.

Your home insurance policy will be customized to suit your needs and the property you’re insuring.

Home insurance premiums are determined by dwelling type (is it a single-detached home, a house with a basement tenant suite, or a condo?). Insurance companies also try to predict the kind and size of claim you might make in the future.

Here are some of the criteria insurance companies look at when calculating your premium.

  • Contents and quality of construction.
  • Distance to a fire hydrant.
  • The age of your roof.
  • The location of your home.
  • The square footage of your home.
  • Your home’s plumbing.
  • Your home’s electrical system.
  • Your insurance claims history.

Your questions about homeowners insurance in Terrebonne, answered.

How much is home insurance in Terrebonne?

There is no average cost for home insurance in Terrebonne because so many variables go into determining each individual rate.

To get the best home insurance rates in Terrebonne, you’ll first have to determine what type of policy you want.

From there, you’ll use our free, online quote tool to share important details.

Insurance providers are especially interested to know about the size of your home, its state of repair and its location.

They’re also keen to understand your insurance history. Are you someone who has made claims in the past?

Once these details have been input, more than 75 of the best insurance companies in Canada will have the opportunity to offer you a rate.

From there, you’ll be able to tailor the policy to you specific needs and, in the process, find ways to save.

What perils are specific to Terrebonne?

The type of home insurance policy you get will clearly outline which perils are covered and which ones are not.

The policy is likely to have exclusions, leaving you with a decision to make about whether you want to purchase additional coverage in order to be protected.

We recommend that residents in Terrebonne consider whether they’d like to be protected against earthquake and flooding – which are each common exclusions.

While an earthquake in Quebec may seem unlikely, it’s not unheard of. In 2010, a 5.0 magnitude earthquake hit Ontario and Quebec.

And, damage to homes in Terrebonne due to flooding is increasingly a threat as extreme weather becomes more common in many parts of Canada.

While additional coverage is likely to increase the price of insurance for your home in Terrebonne, consider that you may end up paying more in the long run if your home is damaged and you don’t have additional coverage.

What perils does home insurance cover in Terrebonne?

Perils that are covered by comprehensive policies, which is a policy type that’s popular among many Canadians, include:

  • Broken windows
  • Electrical current
  • Explosion
  • Falling objects (depending on cause)
  • Fire
  • Hail
  • Lightning
  • Smoke damage (except from your fireplace)
  • Theft
  • Vandalism
  • Water damage
  • Wind damage

The insurance estimate for your home in Terrebonne will be determined in large part by the type of coverage you get. So, it’s wise to closely consider what perils you’d like to be protected against before you make a choice.

For example, if you can tolerate the risk of a policy that doesn’t protect against water damage from flood, a basic policy may be the right choice for you.

On the other hand, if you’d prefer extensive protection, you may opt for a comprehensive policy with additional coverage for exclusions such as flooding and earthquake.

What perils won’t property insurance cover in Terrebonne?

Each policy type may contain exclusions – specified perils against which the home and its contents will not be covered.

Common exclusions are: absence from the home, damage caused by renters, earthquake, existing damage and flooding.

Carefully review your policy so that you’re clear on any exclusions.

Once you get a quote using’s free, online tool, you’ll receive a call from a broker. They’ll happily answer any questions you have about policy types, exclusions and additional coverage.

What kind of home insurance do you need in Terrebonne?

The type of insurance you get for a house in Terrebonne depends largely on what you want to be covered for.

Many homeowners in Canada prefer comprehensive policies which cover against all perils to their home and its contents – except for what is specifically excluded.

Regardless of what type of policy you decide on, we recommend that you consider the benefits of additional coverage for flooding, particularly since Terrebonne is so close to waterways that have flooded in the past.

What can you do to save on home insurance premiums in Terrebonne?

Good news: regardless of what type of coverage you get, there are many ways to reduce the insurance rates for your home in Terrebonne.

Some of the most common ways include:

  • Bundle insurance policies so that each is held with one carrier.
  • Establish and maintain a good credit score. In some provinces, carriers can consider credit scores when determining rates.
  • Get a home inspection to verify the condition of the home when it’s first insured.
  • Increase the deductible.
  • Install a burglar alarm.
  • Limit the volume of insurance claims.
  • Mitigate potential risks within a home by installing a carbon monoxide monitor, smoke detector and sprinkler system.
  • Update the home so that it’s as resistant to disaster as possible.

Speak with an insurance broker about your home in Terrebonne to learn more about how you can reduce your rate.

What are the best home insurance providers in Terrebonne?

No insurance company provides better coverage compared to others.

To get the cheapest insurance rate for your home in Terrebonne, start by comparing quotes for home insurance in Terrebonne.

To receive the quotes, you’ll highlight important details about the home, its size, state of repair and location as well as questions about you, the policyholder.

More than 75 of the best providers will have the opportunity to offer quotes for your policy, leaving you to decide which suits you best.

A broker will call you after you’ve received quotes. They’ll answer all of your questions, for free, and make recommendations on how to fine-tune the policy so that it’s right for you.

What if I own a condo or rent? Can I still buy property insurance online?

Yes, home insurance is easily available for condos and townhouses. Many home insurance companies serve Terrebonne.

Regardless of what type of home you have – a detached or semi-detached home, a condo or townhouse — you’ll have to decide what type of policy makes the most sense for you.

If you live in a condo or apartment, coverage for different types of perils may be split up between your own condo or tenant insurance and the building owner or condo association’s insurance coverage.

We recommend that you understand what the landlord’s or condo association’s insurance covers and what it doesn’t, so you can purchase a policy that gives you the right protection for your needs.

As well, if you are a renter, your belongings will typically be covered by your tenant insurance if they are damaged from a sudden, accidental event, like a severe storm that breaks a window and lets rain come into your apartment, or a sudden burst pipe.

It’s easier to get affordable insurance for a home Terrebonne when you have a clear understanding of what a policy covers, what coverage is excluded and what a condo association’s coverage covers.

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