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Based on 505 reviews
September 22
Easy, fast and professional.
I got my home insurance through Lowest rates and had a great experience. Easy, f...
Aubree Campbell
September 22
Was pleasantly surprised by the prompt…
Was pleasantly surprised by the prompt response to my enquiry online. Hope it's ...
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August 5
Received a call before I was even…
Received a call before I was even finished submitting information. Super fast se...
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August 4
Insurance Premiums
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August 4
Great service!
Great service!
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August 3
They respond very quickly
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August 2
Quick efficient and very helpful 👌
Quick efficient and very helpful 👌
Khalilulla Razzaque
August 2
Web page was quick and easy to use
July 30
Good experience was pretty quick
Good experience was pretty quick
Grant W.Murray
July 29
The agent was friendly
The agent was friendly, helpful and polite. All in all a good experience.
July 29
Extremely simple
Extremely simple, and fast process.
July 26
excellent, professional service
July 23
Very kind and helpful
Very kind and helpful
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July 22
Easy to find easy to use website which…
Easy to find easy to use website which provided me with options.
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July 22
Excellent service
Excellent service
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July 21
They were great
They were great
July 21
Excellent pricing
Excellent pricing
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July 16
I needed a quote for tenant insurance…
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July 10
Review for low rates
Lowest rate did send me to the desired rental insurance rates, which I was able ...
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June 18
Fast service
I was on line researching home and auto insurance, at one point I clicked on the...
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May 28
I used lowestrates to find great rates…
I used lowestrates to find great rates for both my car insurance and for renter'...
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April 12
This website ( makes…
This website ( makes your decision on which insurance is the les...
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March 30
every time i use lowest rates i get a…
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March 20
Real options to save
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March 15
Very good.
Very good, and the Rates you have stated is great. Please wait till I see the ba...
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March 10
Good customer service
Good customer service
Lina Bella
March 4
Awesome and free!
Always use this site to find all types of insurance. I am yet to find better quo...
March 3
Great team and amazing communication…
Great team and amazing communication skills. Very straight forward to get an est...
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February 23
Hi your site was easy to use
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When you find the best quote, secure your Trois Rivieres home insurance rate by talking to a licensed broker or agent.

How to find affordable home insurance in Trois Rivieres.

At, we’ve simplified how to get the best insurance for a home in Trois Rivieres, one of the most historic cities in Canada.

Use our free, online tool to customize your policy, picking and choosing what coverage makes the most sense for you and your home.

You’ll receive free quotes from 50+ of the best home insurance companies in Canada and a follow-up call from a broker who can answer any and all of your questions.

By tailoring your policy, you’ll be able to eliminate some costs, doing away with coverage that no longer suits your needs.

Maybe you’ve down-sized and no longer need as much contents insurance, or, you’re considering insurance costs for a new home in a different neighbourhood where your overland flooding is unlikely to be an issue.

And, since Trois Rivieres is nestled at the confluence of the Saint-Maurice and Saint Lawrence rivers, updating your rate will give you the chance to consider the benefits of adding flood insurance to your policy.

Get started by using our quote tool to discover the best rates for home insurance in Trois Rivieres.


Tips on how to lower the cost of your home insurance policy in Trois Rivieres.

Getting insurance for your home is easier than it may seem. To secure the lowest rate possible, the Financial Consumer Agency of Canada recommends following these steps when shopping for home insurance.

Compare home insurance quotes from various providers.

Ask your broker or agent about bundling your home and car insurance policies.

Ask your broker or agent about which discounts you qualify for.

You might be able to further reduce your by increasing your deductible (the amount you pay toward a claim before your insurance kicks in) and by offering to pay your insurance bill annually instead of monthly.

Increasing your deductible is a great way to save on home insurance in the short term, just make sure you have money reserved for this purpose. Focusing on finding cheap quotes isn’t always a good idea. Having the right amount of coverage — now that should always be the goal.

Factors that determine your home insurance quote in Trois Rivieres.

Your home insurance policy will be customized to suit your needs and the property you’re insuring.

Home insurance premiums are determined by dwelling type (is it a single-detached home, a house with a basement tenant suite, or a condo?). Insurance companies also try to predict the kind and size of claim you might make in the future.

Here are some of the criteria insurance companies look at when calculating your premium.

  • The square footage of your home.
  • Contents and quality of construction.
  • The location of your home.
  • Distance to a fire hydrant.
  • Your insurance claims history.
  • The age of your roof.
  • Your home’s plumbing.
  • Your home’s electrical system.

Your questions about homeowners insurance in Trois Rivieres, answered.

How much is home insurance in Trois Rivieres?

There’s no average cost of home insurance in Trois Rivieres.

Because of how many variables go into setting a rate, no two policies are likely to be the same price.

For example, identical houses on the same street in Trois Rivieres could end up with different rates depending on the home owners, their insurance history and the type of protection and coverage they want for the contents of their home.

To reduce the price of home insurance in Trois Rivieres, the essential first step is comparison shopping, looking at what different providers are willing to offer you based on the criteria you enter in our quote tool.

Once you’ve received free insurance quotes for your property in Trois Rivieres, a broker will contact you. During that conversation, you’ll have the opportunity to ask questions and find out if there are easily available discounts you qualify for.

You can also ask about how adjusting details of your application could result in a lower rate.

For example, you may be eligible for savings if you reflect recent updates to your home. Or, you could bring down your costs by opting for a basic policy rather than a comprehensive policy.

We’re here to help you find the best coverage at the lowest rate. And, we have a long track record of helping Canadians do so.

What perils are specific to Trois Rivieres?

Given its close proximity to water, we recommend that for home in Trois Rivieres owners get insurance coverage for flooding.

Flood coverage is additional coverage and there are different types for different types of flooding, including: overland, sewer back-up and tidal.

Once you’ve secure free quotes using our free, online tool, a broker will call you.

When you’re considering which companies from which to secure insurance for a home in Trois Rivieres, make sure you’ve clearly stated what additional coverage you want.

What risks won’t home insurance cover in Trois Rivieres?

A comprehensive or All Perils policy is the most popular form of home insurance. It will protect against a wide range of perils, including:

  • Broken windows
  • Electrical current
  • Explosion
  • Falling objects (depending on cause)
  • Fire
  • Hail
  • Lightning
  • Smoke damage (except from your fireplace)
  • Theft
  • Vandalism
  • Water damage
  • Wind damage

Note that some policies come with exclusions – a restriction to home insurance coverage by certain causes of loss. Before you secure a policy, make sure you’re aware of any exclusions contained in the policy. Common exclusions include: absence from the home, earthquake, existing damage, flooding and renters.

If you’re looking for flood protection, you’ll need additional coverage.

In general, we recommend that insurance for a house in Trois Rivieres include additional coverage for flooding. While homes across the country are increasingly vulnerable to flooding, it makes especially good sense to have flooding protection if your home is situated near any body of water.

Which company offers the best insurance rates for homes in Trois Rivieres?

There’s no single company that offers the best rates.

The trick to getting cheap insurance for a home in Trois Rivieres is in shopping around to see what different companies are willing to offer you.

We recommend that you do so often – every time your policy is up for renewal. Or, if you’re especially keen for savings, consider comparison shopping every year.

When you use our free, online quote tool, you’ll receive quotes from a range of companies, each basing their offer on the details you input into the quote tool.

When you compare insurance quotes for your home in Trois Rivieres, you’ll likely see a range of prices. This is because different companies will assess what sort of risk you are – differently at different times.

How can I save on home insurance in Trois Rivieres?

While comparison shopping is the single most important factor for bringing down insurance rates for your home in Trois Rivieres, there are other steps you can take to reduce costs. They include:

  • Bundling insurance policies so that each is held with one carrier.
  • Establishing and maintaining a good credit score. In some provinces, carriers can consider credit scores when determining rates.
  • Getting a home inspection to verify the condition of the home when it’s first insured.
  • Increasing your deductible.
  • Installing a burglar alarm.
  • Limiting your volume of insurance claims.
  • Mitigating potential risks within a home by installing a CO2 monitor, smoke detector and sprinkler system.
  • Updating the home so that it’s as resistant to disaster as possible.

I’m a renter, do I still need home insurance?

Home insurance is not required by law, however, many Canadians enjoy the comfort that comes from knowing their home and its contents are protected in the event of theft or damage.

If you’re a renter, you’ll be looking for tenant’s insurance. While optional, your finances are likely to benefit if you have it when something bad happens.

Some landlords will require you to have it before allowing you to rent. They’re likely to have their own policy, but it’s not one that will cover you and the contents of your home.

For example, if there’s a flood and the walls of your apartment need to be replaced, the landlord’s policy is likely to cover the repair costs. However, you’ll need your own policy to replace damaged belongings.

Use our online quote tool to estimate insurance costs for your home in Trois Rivieres.

It’s free, takes less than three minutes and will result in you being able to ask a licensed broker about insurance for homes in Trois Rivieres, for free.

I own a condo, what sort of home insurance coverage do I need?

Home and condo insurance are the same thing – albeit for different property types.

If you own a condo, you’ll be looking for home insurance that includes coverage for perils unique to condos.

For example, you may seek unit loss coverage which protects you financially when there’s damage and you’re not covered by the building insurance nor that of another unit holder.

You may also seek coverage for unit betterments, particularly if you’ve upgraded your condo and want to make sure your investment can be recouped in the event of damage. For example, you may have installed hardwood floors or upgraded the kitchen.

As with all insurance for homes in Trois Rivieres, your premium is determined by a range of factors. To set your rate, insurance providers for homes in Trois Rivieres will closely consider your coverage type, your property type and aspects of your profile as a homeowner.

Discover the best coverage at the lowest rate by using our online tool for free quotes.

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